Bull Dog Federal Credit Union

Headquarters: Hagerstown, Maryland
Charter: Credit Union
Assets: $237.7M
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bull Dog Federal Credit Union: $35
Bull Dog Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Bull Dog Federal Credit Union: $1.50
Bull Dog Federal Credit Union: $1.50
U.S. median: no median
Stop Payment
Bull Dog Federal Credit Union: $35
Bull Dog Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bull Dog Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Within 45 Days of Opening$25
Dormant Account (2+years)$3
per month
ATM/Debit Card Chargeback (case by case)$20

Overdraft & NSF

Overdraft of Account/NSF$35
Automatic Overdraft Transfer$10

ATM & Card

ATM Foreign Transactions$1.50
ATM/Debit Card Replacement$5

Check Services

Cashier’s Check$10
Money Orders$3
Stop Payment (all types)$35
Collection Item Domestic$20
Collection Item Foreign$40
Copy of Share Draft$5

Cash & Deposit

Deposit Returned Item$10
Outstanding Deposited Item Returned$10
per item

Account Services

Notary Service for Non-Members$2
Key Replacement (audience not stated, treated as personal)$7.50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10x22 (audience not stated, treated as personal)$75
Safe Deposit Box 3x10x22 (audience not stated, treated as personal)$45
Safe Deposit Box 3x5x22 (audience not stated, treated as personal)$30
Safe Deposit Box 5x10x22 (audience not stated, treated as personal)$55
Attachment/Garnishment/Levy$100

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Within 45 Days of Opening	$25	Not stated	None
Dormant Account (2+years)	$3	per month	None
ATM/Debit Card Chargeback (case by case)	$20	Not stated	None
Overdraft & NSF
Overdraft of Account/NSF	$35	Not stated	None
Automatic Overdraft Transfer	$10	Not stated	None
ATM & Card
ATM Foreign Transactions	$1.50	Not stated	None
ATM/Debit Card Replacement	$5	Not stated	None
Check Services
Cashier’s Check	$10	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment (all types)	$35	Not stated	None
Collection Item Domestic	$20	Not stated	None
Collection Item Foreign	$40	Not stated	None
Copy of Share Draft	$5	Not stated	None
Cash & Deposit
Deposit Returned Item	$10	Not stated	None
Outstanding Deposited Item Returned	$10	per item	None
Account Services
Notary Service for Non-Members	$2	Not stated	None
Key Replacement (audience not stated, treated as personal)	$7.50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10x22 (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3x10x22 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3x5x22 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5x10x22 (audience not stated, treated as personal)	$55	Not stated	None
Attachment/Garnishment/Levy	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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