Mid-Atlantic Federal Credit Union

Headquarters: Germantown, Maryland
Charter: Credit Union
Assets: $443.4M
Fed district: Richmond

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Simple Checking
Mid-Atlantic Federal Credit Union: $10
Mid-Atlantic Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Mid-Atlantic Federal Credit Union: $31
Mid-Atlantic Federal Credit Union: $31
U.S. median: no median
NSF / Returned Item
Compared at $23, the middle of its prices
Mid-Atlantic Federal Credit Union: $15 to $31
Mid-Atlantic Federal Credit Union: $15 to $31
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Mid-Atlantic Federal Credit Union · $443M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$429M to $458M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Mid-Atlantic Federal Credit Union(this institution)	Germantown, MD	$443M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Aerospace Federal Credit Union	Los Angeles, CA	$446M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Southwest Federal Credit Union	Sierra Vista, AZ	$440M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Assemblies Of God Federal Credit Union	Springfield, MO	$450M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Baton Rouge Telco Federal Credit Union	Baton Rouge, LA	$458M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Boston Firefighters Federal Credit Union	Dorchester, MA	$453M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centric Federal Credit Union	West Monroe, LA	$448M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chessie Federal Credit Union	Cumberland, MD	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Colorado Federal Credit Union	Littleton, CO	$442M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cport Federal Credit Union	Portland, ME	$435M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cse Federal Credit Union	Lake Charles, LA	$446M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dexsta Federal Credit Union	Wilmington, DE	$432M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Essential Federal Credit Union	Baton Rouge, LA	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Community Federal Credit Union	Fort Atkinson, WI	$450M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gain Federal Credit Union	Burbank, CA	$454M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
High Point Federal Credit Union	Olean, NY	$430M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Infuze Federal Credit Union	Fort Leonard Wood, MO	$457M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Membersfirst Federal Credit Union	Decatur, GA	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Public Employees Federal Credit Union	Austin, TX	$431M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southeastern Federal Credit Union	Valdosta, GA	$441M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Cloud Financial Federal Credit Union	Sartell, MN	$456M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Louis Community Federal Credit Union	Saint Louis, MO	$445M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Taunton Federal Credit Union	Taunton, MA	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Telco Community Credit Union	Candler, NC	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Texar Federal Credit Union	Texarkana, TX	$441M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Wmcu Federal Credit Union	Grand Rapids, MI	$455M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5.50 (122%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $4.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Mid-Atlantic Federal Cred…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Mid-Atlantic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Simple Checking monthly maintenance$10
per month
Premier Checking fall below minimum balance$15
Escheatment (annual)$50
Not compared: Annual charge, not monthly
per year
Inactive account (monthly)$5
per month
Account Research/Reconciliation per hour or fraction$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation per hour or fraction | $25.00
Paper Statement$5
Bad Address Fee (monthly)$5
per month

Overdraft & NSF

Privilege Pay$31
NSF / Overdrawn Account$31
NSF Check Re-post$15

ATM & Card

Foreign ATM Transaction$1
Plastic Card Rush$30
Credit Card Foreign Transaction1%of the transaction
per transaction
Credit Card Foreign Transaction (audience not stated, treated as personal)1%of the transaction
per transaction
International Transaction Fee1%of the transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer: Domestic Outgoing$40
Wire Transfer: Domestic Outgoing (online)$30
Wire Transfer: International Outgoing$90
Wire Transfer: International Outgoing (online)$80

Check Services

Official Check$5
Official Check Stop Pay$25
Stop Payment In Branch$25
Stop Payment Online$20
Temporary Check (4)$1
On-us Check Cashing (non-member only)$20.99
Foreign Check Collection$20
Check Copy$5
Check Copy (through internet)$3
Visa Draft Copy$10

Digital & Electronic

MAFCU ACH Origination$5
ACH Origination Return$15
Standard bill paymentNo charge

Cash & Deposit

Credit Card Cash Advance (audience not stated, treated as personal)3%of the advance
Credit Card Cash Advance3%of the advance
Return Deposit Item$15

Account Services

Notary (Member) per sealNo charge
Garnishment / IRS Levy$75
Verification of Deposit$10

Lending Fees

Loan Late Payment5%($25 minimum)
Loan Late Payment (audience not stated, treated as personal)5%($25 minimum)
Loan Modification Processing Charge$250

Other Fees

Photo Copy / Fax$5
Loan Modification Processing Charge$250
Mortgage Payoff Request$35

Fee	Amount	Basis	Note
Account Maintenance
Simple Checking monthly maintenance	$10	per month	None
Premier Checking fall below minimum balance	$15	Not stated	None
Escheatment (annual)	$50Not compared: Annual charge, not monthly	per year	None
Inactive account (monthly)	$5	per month	None
Account Research/Reconciliation per hour or fraction	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation per hour or fraction \| $25.00
Paper Statement	$5	Not stated	None
Bad Address Fee (monthly)	$5	per month	None
Overdraft & NSF
Privilege Pay	$31	Not stated	None
NSF / Overdrawn Account	$31	Not stated	None
NSF Check Re-post	$15	Not stated	None
ATM & Card
Foreign ATM Transaction	$1	Not stated	None
Plastic Card Rush	$30	Not stated	None
Credit Card Foreign Transaction	1%of the transaction	per transaction	None
Credit Card Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
International Transaction Fee	1%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer: Domestic Outgoing	$40	Not stated	None
Wire Transfer: Domestic Outgoing (online)	$30	Not stated	None
Wire Transfer: International Outgoing	$90	Not stated	None
Wire Transfer: International Outgoing (online)	$80	Not stated	None
Check Services
Official Check	$5	Not stated	None
Official Check Stop Pay	$25	Not stated	None
Stop Payment In Branch	$25	Not stated	None
Stop Payment Online	$20	Not stated	None
Temporary Check (4)	$1	Not stated	None
On-us Check Cashing (non-member only)	$20.99	Not stated	None
Foreign Check Collection	$20	Not stated	None
Check Copy	$5	Not stated	None
Check Copy (through internet)	$3	Not stated	None
Visa Draft Copy	$10	Not stated	None
Digital & Electronic
MAFCU ACH Origination	$5	Not stated	None
ACH Origination Return	$15	Not stated	None
Standard bill payment	No charge	Not stated	None
Cash & Deposit
Credit Card Cash Advance (audience not stated, treated as personal)	3%of the advance	Not stated	None
Credit Card Cash Advance	3%of the advance	Not stated	None
Return Deposit Item	$15	Not stated	None
Account Services
Notary (Member) per seal	No charge	Not stated	None
Garnishment / IRS Levy	$75	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Loan Late Payment	5%($25 minimum)	Not stated	None
Loan Late Payment (audience not stated, treated as personal)	5%($25 minimum)	Not stated	None
Loan Modification Processing Charge	$250	Not stated	None
Other Fees
Photo Copy / Fax	$5	Not stated	None
Loan Modification Processing Charge	$250	Not stated	None
Mortgage Payoff Request	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Mid-Atlantic Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Simple Checking
Mid-Atlantic Federal Credit Union: $10
Mid-Atlantic Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Mid-Atlantic Federal Credit Union: $31
Mid-Atlantic Federal Credit Union: $31
U.S. median: no median
NSF / Returned Item
Compared at $23, the middle of its prices
Mid-Atlantic Federal Credit Union: $15 to $31
Mid-Atlantic Federal Credit Union: $15 to $31
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Mid-Atlantic Federal Credit Union · $443M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$429M to $458M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Mid-Atlantic Federal Credit Union(this institution)	Germantown, MD	$443M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Aerospace Federal Credit Union	Los Angeles, CA	$446M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Southwest Federal Credit Union	Sierra Vista, AZ	$440M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Assemblies Of God Federal Credit Union	Springfield, MO	$450M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Baton Rouge Telco Federal Credit Union	Baton Rouge, LA	$458M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Boston Firefighters Federal Credit Union	Dorchester, MA	$453M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centric Federal Credit Union	West Monroe, LA	$448M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chessie Federal Credit Union	Cumberland, MD	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Colorado Federal Credit Union	Littleton, CO	$442M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cport Federal Credit Union	Portland, ME	$435M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cse Federal Credit Union	Lake Charles, LA	$446M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dexsta Federal Credit Union	Wilmington, DE	$432M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Essential Federal Credit Union	Baton Rouge, LA	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Community Federal Credit Union	Fort Atkinson, WI	$450M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gain Federal Credit Union	Burbank, CA	$454M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
High Point Federal Credit Union	Olean, NY	$430M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Infuze Federal Credit Union	Fort Leonard Wood, MO	$457M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Membersfirst Federal Credit Union	Decatur, GA	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Public Employees Federal Credit Union	Austin, TX	$431M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southeastern Federal Credit Union	Valdosta, GA	$441M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Cloud Financial Federal Credit Union	Sartell, MN	$456M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Louis Community Federal Credit Union	Saint Louis, MO	$445M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Taunton Federal Credit Union	Taunton, MA	$440M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Telco Community Credit Union	Candler, NC	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Texar Federal Credit Union	Texarkana, TX	$441M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Wmcu Federal Credit Union	Grand Rapids, MI	$455M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5.50 (122%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $4.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Mid-Atlantic Federal Cred…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Mid-Atlantic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Simple Checking monthly maintenance$10
per month
Premier Checking fall below minimum balance$15
Escheatment (annual)$50
Not compared: Annual charge, not monthly
per year
Inactive account (monthly)$5
per month
Account Research/Reconciliation per hour or fraction$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation per hour or fraction | $25.00
Paper Statement$5
Bad Address Fee (monthly)$5
per month

Overdraft & NSF

Privilege Pay$31
NSF / Overdrawn Account$31
NSF Check Re-post$15

ATM & Card

Foreign ATM Transaction$1
Plastic Card Rush$30
Credit Card Foreign Transaction1%of the transaction
per transaction
Credit Card Foreign Transaction (audience not stated, treated as personal)1%of the transaction
per transaction
International Transaction Fee1%of the transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer: Domestic Outgoing$40
Wire Transfer: Domestic Outgoing (online)$30
Wire Transfer: International Outgoing$90
Wire Transfer: International Outgoing (online)$80

Check Services

Official Check$5
Official Check Stop Pay$25
Stop Payment In Branch$25
Stop Payment Online$20
Temporary Check (4)$1
On-us Check Cashing (non-member only)$20.99
Foreign Check Collection$20
Check Copy$5
Check Copy (through internet)$3
Visa Draft Copy$10

Digital & Electronic

MAFCU ACH Origination$5
ACH Origination Return$15
Standard bill paymentNo charge

Cash & Deposit

Credit Card Cash Advance (audience not stated, treated as personal)3%of the advance
Credit Card Cash Advance3%of the advance
Return Deposit Item$15

Account Services

Notary (Member) per sealNo charge
Garnishment / IRS Levy$75
Verification of Deposit$10

Lending Fees

Loan Late Payment5%($25 minimum)
Loan Late Payment (audience not stated, treated as personal)5%($25 minimum)
Loan Modification Processing Charge$250

Other Fees

Photo Copy / Fax$5
Loan Modification Processing Charge$250
Mortgage Payoff Request$35

Fee	Amount	Basis	Note
Account Maintenance
Simple Checking monthly maintenance	$10	per month	None
Premier Checking fall below minimum balance	$15	Not stated	None
Escheatment (annual)	$50Not compared: Annual charge, not monthly	per year	None
Inactive account (monthly)	$5	per month	None
Account Research/Reconciliation per hour or fraction	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation per hour or fraction \| $25.00
Paper Statement	$5	Not stated	None
Bad Address Fee (monthly)	$5	per month	None
Overdraft & NSF
Privilege Pay	$31	Not stated	None
NSF / Overdrawn Account	$31	Not stated	None
NSF Check Re-post	$15	Not stated	None
ATM & Card
Foreign ATM Transaction	$1	Not stated	None
Plastic Card Rush	$30	Not stated	None
Credit Card Foreign Transaction	1%of the transaction	per transaction	None
Credit Card Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
International Transaction Fee	1%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer: Domestic Outgoing	$40	Not stated	None
Wire Transfer: Domestic Outgoing (online)	$30	Not stated	None
Wire Transfer: International Outgoing	$90	Not stated	None
Wire Transfer: International Outgoing (online)	$80	Not stated	None
Check Services
Official Check	$5	Not stated	None
Official Check Stop Pay	$25	Not stated	None
Stop Payment In Branch	$25	Not stated	None
Stop Payment Online	$20	Not stated	None
Temporary Check (4)	$1	Not stated	None
On-us Check Cashing (non-member only)	$20.99	Not stated	None
Foreign Check Collection	$20	Not stated	None
Check Copy	$5	Not stated	None
Check Copy (through internet)	$3	Not stated	None
Visa Draft Copy	$10	Not stated	None
Digital & Electronic
MAFCU ACH Origination	$5	Not stated	None
ACH Origination Return	$15	Not stated	None
Standard bill payment	No charge	Not stated	None
Cash & Deposit
Credit Card Cash Advance (audience not stated, treated as personal)	3%of the advance	Not stated	None
Credit Card Cash Advance	3%of the advance	Not stated	None
Return Deposit Item	$15	Not stated	None
Account Services
Notary (Member) per seal	No charge	Not stated	None
Garnishment / IRS Levy	$75	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Loan Late Payment	5%($25 minimum)	Not stated	None
Loan Late Payment (audience not stated, treated as personal)	5%($25 minimum)	Not stated	None
Loan Modification Processing Charge	$250	Not stated	None
Other Fees
Photo Copy / Fax	$5	Not stated	None
Loan Modification Processing Charge	$250	Not stated	None
Mortgage Payoff Request	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.