Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Mid-Atlantic Federal Credit Union

Germantown, MarylandCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation per hour or fraction$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=account_research; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Account Research/Reconciliation per hour or fraction | $25.00" · Source

Bad Address Fee (monthly)$5

$20 below the national median

per month · Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=account_research; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Bad Address Fee (monthly) | $5.00" · Source

Inactive account (monthly)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=dormant_account; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Inactive account (monthly) | $5.00**" · Source

Paper Statement$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=paper_statement; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Paper Statement | $5.00" · Source

Photo Copy / Fax$5

$20 below the national median

Simple Checking monthly maintenance$10

$4.01 above the national median

per month · Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=monthly_maintenance; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Simple Checking monthly maintenance | $10.00" · Source

Overdraft & NSFVerified

NSF / Overdrawn Account$31Within the typical range ($25–$31 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=nsf; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="NSF / Overdrawn Account | $31.00" · Source
NSF Check Re-post$15Below the typical range ($25–$31 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=nsf; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="NSF Check Re-post | $15.00" · Source

ATM & CardVerified

Foreign ATM Transaction$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=atm_non_network; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Foreign ATM Transaction | $1.00" · Source
Plastic Card Rush$30Within the typical range ($30–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=rush_card; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Plastic Card Rush | $30.00" · Source

Wire TransfersVerified

Wire Transfer: Domestic Outgoing$40Above the typical range ($20–$25 nationally)
$18 above the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=wire_domestic_outgoing; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Domestic Outgoing | $40.00" · Source

Check ServicesVerified

Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=check_image; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Check Copy | $5.00" · Source
Check Copy (through internet)$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=check_image; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Check Copy (through internet) | $3.00" · Source
Official Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=cashiers_check; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Official Check | $5.00" · Source
On-us Check Cashing (non-member only)$20.99Above the typical range ($5–$10 nationally)
$15.99 above the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=check_cashing; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="On-us Check Cashing (non-member only) | $20.99" · Source
Stop Payment In Branch$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=stop_payment; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Stop Payment In Branch | $25.00" · Source
Stop Payment Online$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=stop_payment; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Stop Payment Online | $20.00" · Source
Temporary Check (4)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=counter_check; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Temporary Check (4) | $1.00" · Source

Digital & ElectronicVerified

ACH Origination Return$15Within the typical range ($15–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=ach_return; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="ACH Origination Return | $15.00" · Source
MAFCU ACH Origination$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=ach_origination; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="MAFCU ACH Origination | $5.00" · Source
Standard bill payment$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #8118. canonical_hint=bill_pay; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Standard bill payment | Free" · Source

Cash & DepositVerified

Return Deposit Item$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=deposited_item_return; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Return Deposit Item | $15.00" · Source

Account ServicesVerified

Garnishment / IRS Levy$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=garnishment_levy; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Garnishment / IRS Levy | $75.00" · Source
Notary (Member) per seal$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #8118. canonical_hint=notary_fee; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Notary (Member) per seal | Free" · Source
Verification of Deposit$10Within the typical range ($10–$17.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=account_verification; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Verification of Deposit | $10.00" · Source

Lending FeesVerified

Loan Modification Processing Charge$250Above the typical range ($25–$50 nationally)
$215 above the national median
Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=loan_origination; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Loan Modification Processing Charge | $250.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation per hour or fraction	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=account_research; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Account Research/Reconciliation per hour or fraction \| $25.00"	Source
Bad Address Fee (monthly)	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=account_research; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Bad Address Fee (monthly) \| $5.00"	Source
Inactive account (monthly)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=dormant_account; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Inactive account (monthly) \| $5.00**"	Source
Paper Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=paper_statement; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Paper Statement \| $5.00"	Source
Photo Copy / Fax	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=account_research; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Photo Copy / Fax \| $5.00"	Source
Simple Checking monthly maintenance	$10Within the typical range ($3–$10 nationally)	$4.01 above the national median	per month	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=monthly_maintenance; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Simple Checking monthly maintenance \| $10.00"	Source
Overdraft & NSFVerified
NSF / Overdrawn Account	$31Within the typical range ($25–$31 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=nsf; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="NSF / Overdrawn Account \| $31.00"	Source
NSF Check Re-post	$15
ATM & CardVerified
Foreign ATM Transaction	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=atm_non_network; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Foreign ATM Transaction \| $1.00"	Source
Plastic Card Rush	$30
Wire TransfersVerified
Wire Transfer: Domestic Outgoing	$40Above the typical range ($20–$25 nationally)	$18 above the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=wire_domestic_outgoing; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Domestic Outgoing \| $40.00"	Source
Check ServicesVerified
Check Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=check_image; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Check Copy \| $5.00"	Source
Check Copy (through internet)	$3
Digital & ElectronicVerified
ACH Origination Return	$15Within the typical range ($15–$30 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=ach_return; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="ACH Origination Return \| $15.00"	Source
MAFCU ACH Origination
Cash & DepositVerified
Return Deposit Item	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=deposited_item_return; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Return Deposit Item \| $15.00"	Source
Account ServicesVerified
Garnishment / IRS Levy	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=garnishment_levy; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Garnishment / IRS Levy \| $75.00"	Source
Notary (Member) per seal
Lending FeesVerified
Loan Modification Processing Charge	$250Above the typical range ($25–$50 nationally)	$215 above the national median	—	Knox deterministic extraction from Rosetta artifact #8118. canonical_hint=loan_origination; text_hash=bbdbd8a8cd3f2fd2674a48d39cf0dd66f4392d371c178e7ca5d7c9cda97fd0c2; excerpt="Loan Modification Processing Charge \| $250.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $31

NSF fee is aligned with the national median

Total fees: 26

Headline fees published

8 of 15

Published fees

Under review

Assets

$443.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$443.4M

Total deposits

$389.5M

Service charge income (year to date)

$523K

Fee income ratio

4.7%

Return on assets

0.51%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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