Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community credit union, $300M to $1B

Garden Savings Federal Credit Union

Parsippany, New JerseyCredit UnionNew York Fed districtFees collected Apr 22, 2026Financials Q2 2026

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Published fees

Published fees power benchmarks; fees under review do not.

ATM & CardUnder review

Other fees

Account Verification Fee$10
per item · Source
ACH Return Item$32
per item · Source
ACH Stop Payment$25
per item · Source
ATM / ACH Fee$10
per item · Per item after 60 days · Source
Bank only) $ $ Miscellaneous Fees Account Investigation -- Share / ATM / ACH (per item after 60 days) Account Reconcilia$10
per item · Knox deterministic extraction from Rosetta artifact #2178. canonical_hint=atm_non_network; text_hash=f02ac602fe94bb748fa52091a3f6dbba14c02243214c33eb073c8d2dae0b11c2; excerpt="Bank only) $ $ Miscellaneous Fees Account Investigation -- Share / ATM / ACH (per item after 60 days) Account Reconciliation / Research Fee Per Hour ($10 min) Account Verification " · Source
Item Sent for Collection$20
per item · Source
Loan Fee$35
per item · Source
Research Fee Per Hour ($10 min) Fee$25
per item · Per Hour ($10 minimum) · Source
Shared Branching Fees - Cashier's Checks$5
per item · Source
Shared Branching Fees - Money Orders$1
per item · Source
Shared Branching Fees - Stop Payment - Money Orders$20
per item · Source
Sheriff's Levy Fee$75
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
ATM & CardUnder review
Debit Card - Rush Order Card Fee	$50	—	per item	—	Source
Other feesUnder review
Account Verification Fee	$10	—	per item	—	Source
ACH Return Item	$32	—	per item	—	Source
ACH Stop Payment	$25	—	per item	—	Source
ATM / ACH Fee	$10	—	per item	Per item after 60 days	Source
Bank only) $ $ Miscellaneous Fees Account Investigation -- Share / ATM / ACH (per item after 60 days) Account Reconcilia	$10	—	per item	Knox deterministic extraction from Rosetta artifact #2178. canonical_hint=atm_non_network; text_hash=f02ac602fe94bb748fa52091a3f6dbba14c02243214c33eb073c8d2dae0b11c2; excerpt="Bank only) $ $ Miscellaneous Fees Account Investigation -- Share / ATM / ACH (per item after 60 days) Account Reconciliation / Research Fee Per Hour ($10 min) Account Verification "	Source
Item Sent for Collection	$20	—	per item	—	Source
Loan Fee	$35	—	per item	—	Source
Research Fee Per Hour ($10 min) Fee	$25	—	per item	Per Hour ($10 minimum)	Source
Shared Branching Fees - Cashier's Checks	$5	—	per item	—	Source
Shared Branching Fees - Money Orders	$1	—	per item	—	Source
Shared Branching Fees - Stop Payment - Money Orders	$20	—	per item	—	Source
Sheriff's Levy Fee	$75	—	per item	—	Source

Fee change alerts

We'll write once its fee schedule is verified, and again whenever a verified fee changes. Nothing else.

Headline fees published

0 of 15

Published fees

Under review

Assets

$495.5M

Financial Context

Financials as of Q2 2026 · NCUA call report

Total assets

$495.5M

Total deposits

$423.3M

Service charge income (year to date)

$1.0M

Fee income ratio

6.8%

Return on assets

0.26%

Financial profile · Pro

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 40,331 published fee entries from 2,795 institutions