Duke University Federal Credit Union

Headquarters: Durham, North Carolina
Charter: Credit Union
Assets: $203.2M
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking Account $5 · Prime Checking $13
Compared at $9, the middle of its prices
Duke University Federal Credit Union: $5 to $13
Duke University Federal Credit Union: $5 to $13
U.S. median: no median
NSF / Returned Item
Duke University Federal Credit Union: $20
Duke University Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Duke University Federal Credit Union: $15
Duke University Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Duke University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Prime Checking Monthly Fees$13
per month
Regular Checking Account Monthly service charge$5
per month
Account closing within (90) days of opening$25
Holiday Club Account$5
Escheat Account / 5-Years Dormant$25
Inactive Share Savings (no deposit or withdrawal made within the last 12 months)$5
per month
Inactivity fee$5
Statement balancing or research$25
Not compared: Charged per hour; comparison unavailable
per hour · Statement balancing or research | $25.00/hour
Paper statement fee$1
per month
Returned Mail$1

Overdraft & NSF

Insufficient funds (Check, ATM, pre-authorized ACH drafts, Bill Pay)$20

ATM & Card

Replacement Card We are unable to instantly issue replacement cards at this time. Upon request, a replacement card may b$30

Wire Transfers

Wire transfer fee- Outgoing- Within the United States$15
Wire transfer fee- Incoming$20

Check Services

Cashier Checks$15
Cashiers checks (free if payable to account owner)$5
Stop payment fee (to include Cashier Checks)$15
Counter check$1
Check Cashing Fee (savings only)$3
Foreign check deposit$5
Duplicate copy of check$5

Digital & Electronic

Bill Pay - Inactivity Fee (No bills are paid for more than 90 days)$5
per month

Account Services

Notary fee (this service is for members only)No charge
Levy or garnishment$25

Gift & Prepaid Cards

Visa Gift Cards - not reloadable$4

Other Fees

Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Prime Checking Monthly Fees	$13	per month	None
Regular Checking Account Monthly service charge	$5	per month	None
Account closing within (90) days of opening	$25	Not stated	None
Holiday Club Account	$5	Not stated	None
Escheat Account / 5-Years Dormant	$25	Not stated	None
Inactive Share Savings (no deposit or withdrawal made within the last 12 months)	$5	per month	None
Inactivity fee	$5	Not stated	None
Statement balancing or research	$25Not compared: Charged per hour; comparison unavailable	per hour	Statement balancing or research \| $25.00/hour
Paper statement fee	$1	per month	None
Returned Mail	$1	Not stated	None
Overdraft & NSF
Insufficient funds (Check, ATM, pre-authorized ACH drafts, Bill Pay)	$20	Not stated	None
ATM & Card
Replacement Card We are unable to instantly issue replacement cards at this time. Upon request, a replacement card may b	$30	Not stated	None
Wire Transfers
Wire transfer fee- Outgoing- Within the United States	$15	Not stated	None
Wire transfer fee- Incoming	$20	Not stated	None
Check Services
Cashier Checks	$15	Not stated	None
Cashiers checks (free if payable to account owner)	$5	Not stated	None
Stop payment fee (to include Cashier Checks)	$15	Not stated	None
Counter check	$1	Not stated	None
Check Cashing Fee (savings only)	$3	Not stated	None
Foreign check deposit	$5	Not stated	None
Duplicate copy of check	$5	Not stated	None
Digital & Electronic
Bill Pay - Inactivity Fee (No bills are paid for more than 90 days)	$5	per month	None
Account Services
Notary fee (this service is for members only)	No charge	Not stated	None
Levy or garnishment	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards - not reloadable	$4	Not stated	None
Other Fees
Statement copy	$5	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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