Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Coastal Federal Credit Union

Raleigh, North CarolinaCredit UnionRichmond Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Plus$25Within the typical range ($25–$33 nationally)
$5 below the national median$4 below the North Carolina median
per item · Source
Non-Sufficient Funds Fee 5$25Within the typical range ($25–$32 nationally)
$5 below the national medianAt the North Carolina median
per item · Source

Wire TransfersVerified

Domestic Outgoing Wire Fee$15Below the typical range ($20–$25 nationally)
$10 below the national median$4 below the North Carolina median
per item · Source
International Outgoing Wire Fee$45Within the typical range ($40–$50 nationally)
$5 below the national medianAt the North Carolina median
per item · Source

Check ServicesVerified

Official Check Issuance Fee$4Within the typical range ($3–$6 nationally)
$1 below the national medianAt the North Carolina median
per item · Source
Foreign Check Processing Fee$15Within the typical range ($10–$25 nationally)
$5 below the national median$7.50 below the North Carolina median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the North Carolina median	per month	—	Source
Account Research	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$9 above the North Carolina median	—	—	Source
Paper Statements, Letters, and Notices 1	$5Above the typical range ($2–$4.95 nationally)	$2 above the national median$2.50 above the North Carolina median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Plus	$25Within the typical range ($25–$33 nationally)	$5 below the national median$4 below the North Carolina median	per item	—	Source
Non-Sufficient Funds Fee 5	$25
ATM & CardVerified
Foreign Transaction Fee	1%of the transaction	—	—	—	Source
Wire TransfersVerified
Domestic Outgoing Wire Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median$4 below the North Carolina median	per item	—	Source
International Outgoing Wire Fee	$45
Check ServicesVerified
Official Check Issuance Fee	$4Within the typical range ($3–$6 nationally)	$1 below the national medianAt the North Carolina median	per item	—	Source
Foreign Check Processing Fee
Other FeesVerified
Interim Statement Copy (Current Month to Date)	$10Above the typical range ($2–$5 nationally)	$7 above the national median$5 above the North Carolina median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

10 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$6.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$6.2B

Total deposits

$5.4B

Service charge income (year to date)

$6.7M

Fee income ratio

3.4%

Return on assets

0.86%

Financial profile · Pro

Performance from regulator filings

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