Coastal Federal Credit Union

Headquarters: Raleigh, North Carolina
Charter: Credit Union
Assets: $6.2B
Fed district: Richmond

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Coastal Federal Credit Union: $25
Coastal Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Coastal Federal Credit Union: $25
Coastal Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Coastal Federal Credit Union: $15
Coastal Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coastal Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements, Letters, and Notices 1$5
per month

Overdraft & NSF

Courtesy Pay Plus$25
per item
Non-Sufficient Funds Fee 5$25
per item

ATM & Card

Foreign Transaction Fee1%of the transaction

Wire Transfers

Domestic Outgoing Wire Fee$15
per item
International Outgoing Wire Fee$45
per item

Check Services

Official Check Issuance Fee$4
per item
Foreign Check Processing Fee$15
per item

Cash & Deposit

Foreign Check Returned Item Fee$25
per item

Other Fees

Interim Statement Copy (Current Month to Date)$10

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements, Letters, and Notices 1	$5	per month	None
Overdraft & NSF
Courtesy Pay Plus	$25	per item	None
Non-Sufficient Funds Fee 5	$25	per item	None
ATM & Card
Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Fee	$15	per item	None
International Outgoing Wire Fee	$45	per item	None
Check Services
Official Check Issuance Fee	$4	per item	None
Foreign Check Processing Fee	$15	per item	None
Cash & Deposit
Foreign Check Returned Item Fee	$25	per item	None
Other Fees
Interim Statement Copy (Current Month to Date)	$10	Not stated	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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