United Teletech Financial Federal Credit Union

Headquarters: Tinton Falls, New Jersey
Charter: Credit Union
Assets: $327.7M
Fed district: New York

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
United Teletech Financial Federal Credit Union: $3 to $10
United Teletech Financial Federal Credit Union: $3 to $10
U.S. median: no median
Overdraft (OD)
United Teletech Financial Federal Credit Union: $26
United Teletech Financial Federal Credit Union: $26
U.S. median: no median
NSF / Returned Item
United Teletech Financial Federal Credit Union: $30
United Teletech Financial Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Teletech Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$3
per month
Service Charge$10
per month
Below minimum balance$15
per month
Inactive Account Fee 3$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Additional Account Services Paper Statement$2

Overdraft & NSF

Overdraft Privilege$26
per item
Non-Sufficient Funds$30
per item

ATM & Card

Out of Network ATMs$2
per transaction
Lost Debit Rewards Card Replacement �� 1st Free$8

Wire Transfers

Outgoing Domestic Wire$25
Additional Account Services: Incoming Wire$10
International Services Incoming Wire$10

Check Services

Teller’s/Cashier’s Check$5
per item
Money Order$3
per item
Bill Pay Stop Payment$25
Order Stop Payment$20
per item
Stop Payment by Phone/In Branch$30
per item
Stop Payment on Check Series$25
per item
Stop Payment on Zelle Transfer$25
Stop Payment Online$25
per item
Temporary Check (audience not stated, treated as personal)$0.25
per item · After 4 free
Temporary Check (after 4 free)$0.25
per item
International Check Collection$25
Check Copy$5
per item

Digital & Electronic

Bill Pay Overnight Check$14.95
Not compared: Per-item charge, not monthly
per item
Same Day Bill Pay$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

UNITED GROW: Cash Advance$10
per item
Returned Deposit$20

Lending Fees

Late Payment Fee (Consumer Loan) after 15 Day Grace Period$5
Late Payment Fee (Credit Card)$25

Retirement & IRA

IRA Transfer$30

Other Fees

Document Copy$5
Statement Copy$5
per item
Electronic Loan Payment by Phone$20
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$3	per month	None
Service Charge	$10	per month	None
Below minimum balance	$15	per month	None
Inactive Account Fee 3	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Additional Account Services Paper Statement	$2	Not stated	None
Overdraft & NSF
Overdraft Privilege	$26	per item	None
Non-Sufficient Funds	$30	per item	None
ATM & Card
Out of Network ATMs	$2	per transaction	None
Lost Debit Rewards Card Replacement �� 1st Free	$8	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Additional Account Services: Incoming Wire	$10	Not stated	None
International Services Incoming Wire	$10	Not stated	None
Check Services
Teller’s/Cashier’s Check	$5	per item	None
Money Order	$3	per item	None
Bill Pay Stop Payment	$25	Not stated	None
Order Stop Payment	$20	per item	None
Stop Payment by Phone/In Branch	$30	per item	None
Stop Payment on Check Series	$25	per item	None
Stop Payment on Zelle Transfer	$25	Not stated	None
Stop Payment Online	$25	per item	None
Temporary Check (audience not stated, treated as personal)	$0.25	per item	After 4 free
Temporary Check (after 4 free)	$0.25	per item	None
International Check Collection	$25	Not stated	None
Check Copy	$5	per item	None
Digital & Electronic
Bill Pay Overnight Check	$14.95Not compared: Per-item charge, not monthly	per item	None
Same Day Bill Pay	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
UNITED GROW: Cash Advance	$10	per item	None
Returned Deposit	$20	Not stated	None
Lending Fees
Late Payment Fee (Consumer Loan) after 15 Day Grace Period	$5	Not stated	None
Late Payment Fee (Credit Card)	$25	Not stated	None
Retirement & IRA
IRA Transfer	$30	Not stated	None
Other Fees
Document Copy	$5	Not stated	None
Statement Copy	$5	per item	None
Electronic Loan Payment by Phone	$20	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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