Wauna Federal Credit Union

Headquarters: Clatskanie, Oregon
Charter: Credit Union
Assets: $398.2M
Fed district: San Francisco
Regulator: NCUA

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026

How these figures are measured

Call-report figures are for Wauna Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Wauna Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 1, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Wauna Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $840K in Q2 2026, 3.8% above the same quarter a year earlier ($809K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
High Interest Checking
Can be waived with a balance of $1,500 or more.
Wauna Federal Credit Union: $6
Wauna Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Wauna Federal Credit Union: $35
Wauna Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Wauna Federal Credit Union: $35
Wauna Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 3.9% from Q3 2025 to Q2 2026, to $840K.

Fee income, Q2 2026

$840K

$874KQ3 2025

$846KQ4 2025

$796KQ1 2026

$840KQ2 2026

Against the median

Wauna Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Wauna Federal Credit Union · $398M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$387M to $410M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Wauna Federal Credit Union(this institution)	Clatskanie, OR	$398M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Alltru Federal Credit Union	Wentzville, MO	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arsenal Federal Credit Union	Arnold, MO	$387M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Case Federal Credit Union	Lansing, MI	$400M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eagle Community Federal Credit Union	Lake Forest, CA	$409M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Sill Federal Credit Union	Lawton, OK	$394M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Monroe Community Federal Credit Union	Monroe, MI	$406M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nymeo Federal Credit Union	Frederick, MD	$409M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Ocean Financial Federal Credit Union	Oceanside, NY	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Park View Federal Credit Union	Harrisonburg, VA	$410M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Popa Federal Credit Union	Cerritos, CA	$405M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
San Antonio Citizens Federal Credit Union	San Antonio, FL	$400M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Signet Federal Credit Union	Paducah, KY	$398M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Ten Federal Credit Union	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Wepco Federal Credit Union	Bloomington, MD	$399M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Zing Credit Union	Denver, CO	$406M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $6, against a peer median of $5.95 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Wauna Federal Credit UnionPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Wauna Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $840K
vs prior quarter: +$44K+5.5%; from Q1 2026
vs a year earlier: +$31K+3.8%; from Q2 2025
vs start of range: −$7K−0.8%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Wauna Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$840K	+$44K	+5.5%
Q1 2026	$796K	−$50K	−5.9%
Q4 2025	$846K	−$28K	−3.2%
Q3 2025	$874K	+$65K	+8.0%
Q2 2025	$809K	+$26K	+3.3%
Q1 2025	$783K	−$42K	−5.1%
Q4 2024	$825K	−$22K	−2.6%
Q3 2024	$847K	−$1K	−0.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Wauna Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

High Interest Checking Monthly service charge$6
per month
Low Balance Fee$5
per month
Account Closure (w/in 90 days)$15
Dormant Account (12 Months Inactivity)$10
per month
International Wire Research or Tracking$55
per item
Undeliverable Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft/NSF Fee$35
per item
Overdraft/NSF Fee$35
per item
Overdraft TransferNo charge

ATM & Card

Non-CO-OP ATM withdrawals$2.50
per transaction
Replacement Card Fee$10
per item
Visa Card Rush Replacement$50
per item

Wire Transfers

International Wire Contract Cancelation$55
per item

Check Services

Cashier's Check$5
per item
Stop Payment (includes ACH, Bill Pay)$10
per item
Temporary Checks$4
per item
Check Copy from Deposit$5
per item
Check/Draft Copy$5
per item

Cash & Deposit

Returned Deposited Check$15
per item
Returned Deposited Check by Account Owner$30
per item

Account Services

Drilling of Box$300
Not compared: Box drilling or key fee
Lost Key Replacement$30
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10" x 10"$100
per year
Safe Deposit Box 3" x 10"$60
per year
Safe Deposit Box 3" x 5"$35
per year
Safe Deposit Box 5" x 10"$70
per year
Legal Process Fee (Garnishment/Levy)$150
per item
Subordination Agreement$250
per item

Retirement & IRA

IRA/HSA Account Closure (External transfer)$30
IRA/HSA Account Closure (w/in 180 days)$25

Gift & Prepaid Cards

Gift Cards (Other card fees apply and disclosed with purchase)$4
per item

Other Fees

Foreign Currency Overnight Delivery$20
per item
Credit Card Statement Copy$5
per item
Fax Transmission Foreign$5
Not compared: Charged per page; comparison unavailable
per page
Photocopy$1
Not compared: Charged per page; comparison unavailable
per page
Mortgage Verification/Payoff Statement$30
per item
Skip-A-Payment$40
per item

Fee	Amount	Basis	Note
Account Maintenance
High Interest Checking Monthly service charge	$6	per month	None
Low Balance Fee	$5	per month	None
Account Closure (w/in 90 days)	$15	Not stated	None
Dormant Account (12 Months Inactivity)	$10	per month	None
International Wire Research or Tracking	$55	per item	None
Undeliverable Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft/NSF Fee	$35	per item	None
Overdraft/NSF Fee	$35	per item	None
Overdraft Transfer	No charge	Not stated	None
ATM & Card
Non-CO-OP ATM withdrawals	$2.50	per transaction	None
Replacement Card Fee	$10	per item	None
Visa Card Rush Replacement	$50	per item	None
Wire Transfers
International Wire Contract Cancelation	$55	per item	None
Check Services
Cashier's Check	$5	per item	None
Stop Payment (includes ACH, Bill Pay)	$10	per item	None
Temporary Checks	$4	per item	None
Check Copy from Deposit	$5	per item	None
Check/Draft Copy	$5	per item	None
Cash & Deposit
Returned Deposited Check	$15	per item	None
Returned Deposited Check by Account Owner	$30	per item	None
Account Services
Drilling of Box	$300Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement	$30Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10" x 10"	$100	per year	None
Safe Deposit Box 3" x 10"	$60	per year	None
Safe Deposit Box 3" x 5"	$35	per year	None
Safe Deposit Box 5" x 10"	$70	per year	None
Legal Process Fee (Garnishment/Levy)	$150	per item	None
Subordination Agreement	$250	per item	None
Retirement & IRA
IRA/HSA Account Closure (External transfer)	$30	Not stated	None
IRA/HSA Account Closure (w/in 180 days)	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards (Other card fees apply and disclosed with purchase)	$4	per item	None
Other Fees
Foreign Currency Overnight Delivery	$20	per item	None
Credit Card Statement Copy	$5	per item	None
Fax Transmission Foreign	$5Not compared: Charged per page; comparison unavailable	per page	None
Photocopy	$1Not compared: Charged per page; comparison unavailable	per page	None
Mortgage Verification/Payoff Statement	$30	per item	None
Skip-A-Payment	$40	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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