Wauna Federal Credit Union

Headquarters: Clatskanie, Oregon
Charter: Credit Union
Assets: $398.2M
Fed district: San Francisco

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
High Interest Checking
Can be waived with a balance of $1,500 or more.
Wauna Federal Credit Union: $6
Wauna Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Wauna Federal Credit Union: $35
Wauna Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Wauna Federal Credit Union: $35
Wauna Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wauna Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

High Interest Checking Monthly service charge$6
per month
Low Balance Fee$5
per month
Account Closure (w/in 90 days)$15
Dormant Account (12 Months Inactivity)$10
per month
International Wire Research or Tracking$55
per item
Undeliverable Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft/NSF Fee$35
per item
Overdraft/NSF Fee$35
per item
Overdraft TransferNo charge

ATM & Card

Non-CO-OP ATM withdrawals$2.50
per transaction
Replacement Card Fee$10
per item
Visa Card Rush Replacement$50
per item

Wire Transfers

International Wire Contract Cancelation$55
per item

Check Services

Cashier's Check$5
per item
Stop Payment (includes ACH, Bill Pay)$10
per item
Temporary Checks$4
per item
Check Copy from Deposit$5
per item
Check/Draft Copy$5
per item

Cash & Deposit

Returned Deposited Check$15
per item
Returned Deposited Check by Account Owner$30
per item

Account Services

Drilling of Box$300
Not compared: Box drilling or key fee
Lost Key Replacement$30
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10" x 10"$100
per year
Safe Deposit Box 3" x 10"$60
per year
Safe Deposit Box 3" x 5"$35
per year
Safe Deposit Box 5" x 10"$70
per year
Legal Process Fee (Garnishment/Levy)$150
per item
Subordination Agreement$250
per item

Retirement & IRA

IRA/HSA Account Closure (External transfer)$30
IRA/HSA Account Closure (w/in 180 days)$25

Gift & Prepaid Cards

Gift Cards (Other card fees apply and disclosed with purchase)$4
per item

Other Fees

Foreign Currency Overnight Delivery$20
per item
Credit Card Statement Copy$5
per item
Fax Transmission Foreign$5
Not compared: Charged per page; comparison unavailable
per page
Photocopy$1
Not compared: Charged per page; comparison unavailable
per page
Mortgage Verification/Payoff Statement$30
per item
Skip-A-Payment$40
per item

Fee	Amount	Basis	Note
Account Maintenance
High Interest Checking Monthly service charge	$6	per month	None
Low Balance Fee	$5	per month	None
Account Closure (w/in 90 days)	$15	Not stated	None
Dormant Account (12 Months Inactivity)	$10	per month	None
International Wire Research or Tracking	$55	per item	None
Undeliverable Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft/NSF Fee	$35	per item	None
Overdraft/NSF Fee	$35	per item	None
Overdraft Transfer	No charge	Not stated	None
ATM & Card
Non-CO-OP ATM withdrawals	$2.50	per transaction	None
Replacement Card Fee	$10	per item	None
Visa Card Rush Replacement	$50	per item	None
Wire Transfers
International Wire Contract Cancelation	$55	per item	None
Check Services
Cashier's Check	$5	per item	None
Stop Payment (includes ACH, Bill Pay)	$10	per item	None
Temporary Checks	$4	per item	None
Check Copy from Deposit	$5	per item	None
Check/Draft Copy	$5	per item	None
Cash & Deposit
Returned Deposited Check	$15	per item	None
Returned Deposited Check by Account Owner	$30	per item	None
Account Services
Drilling of Box	$300Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement	$30Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10" x 10"	$100	per year	None
Safe Deposit Box 3" x 10"	$60	per year	None
Safe Deposit Box 3" x 5"	$35	per year	None
Safe Deposit Box 5" x 10"	$70	per year	None
Legal Process Fee (Garnishment/Levy)	$150	per item	None
Subordination Agreement	$250	per item	None
Retirement & IRA
IRA/HSA Account Closure (External transfer)	$30	Not stated	None
IRA/HSA Account Closure (w/in 180 days)	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards (Other card fees apply and disclosed with purchase)	$4	per item	None
Other Fees
Foreign Currency Overnight Delivery	$20	per item	None
Credit Card Statement Copy	$5	per item	None
Fax Transmission Foreign	$5Not compared: Charged per page; comparison unavailable	per page	None
Photocopy	$1Not compared: Charged per page; comparison unavailable	per page	None
Mortgage Verification/Payoff Statement	$30	per item	None
Skip-A-Payment	$40	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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