Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

H. E. Telephone Federal Credit Union

Rochelle Park, New JerseyCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

ACH - OVERDRAFT FEE$25Within the typical range ($25–$33 nationally)

ATM & CardVerified

ATM FEE – 1st FREE$1.25Within the typical range ($1–$2.25 nationally)
$0.25 below the national median$0.50 below the New Jersey median
Source
ATM REPLACEMENT CARD$5Within the typical range ($5–$10 nationally)
$5 below the national median$2 below the New Jersey median
Source

Wire TransfersVerified

DOMESTIC WIRE FEE$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the New Jersey median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #12272. canonical_hint=wire_domestic_outgoing; text_hash=da9d0807da3ba4724577def214806b4dd9f33abaf0b9c80077d95c1f71eaa859; excerpt="DOMESTIC WIRE FEE | $15.00" · Source
INTERNATIONAL WIRE FEE$30Below the typical range ($40–$50 nationally)
$20 below the national median$12.50 below the New Jersey median
Knox extract.rules v21 categorized a line held for review from Rosetta artifact #12272. canonical_hint=wire_intl_outgoing; text_hash=da9d0807da3ba4724577def214806b4dd9f33abaf0b9c80077d95c1f71eaa859; excerpt="INTERNATIONAL WIRE FEE | $30.00" · Source

Check ServicesVerified

STOP PAYMENT FEE$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the New Jersey median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
ACH - OVERDRAFT FEE	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the New Jersey median	—	—	Source
ATM & CardVerified
ATM FEE – 1st FREE	$1.25Within the typical range ($1–$2.25 nationally)	$0.25 below the national median$0.50 below the New Jersey median	—	—	Source
ATM REPLACEMENT CARD	$5
Wire TransfersVerified
DOMESTIC WIRE FEE	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the New Jersey median	—	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #12272. canonical_hint=wire_domestic_outgoing; text_hash=da9d0807da3ba4724577def214806b4dd9f33abaf0b9c80077d95c1f71eaa859; excerpt="DOMESTIC WIRE FEE \| $15.00"	Source

Check ServicesVerified
STOP PAYMENT FEE	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$5 below the New Jersey median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

6 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$46.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$46.4M

Total deposits

$39.2M

Service charge income (year to date)

$15K

Fee income ratio

1.4%

Return on assets

0.17%

Financial profile · Pro

Performance from regulator filings

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