18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 5, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Advanced Financial Federal Credit Union’s own schedules, with a source for each figure.
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account Fee - after 18 months of inactivity on membership per month | $2 | per month | None |
| Paper Statement Fee per statement | $2 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay - if enrolled - per item paid | $35 | per item | None |
| Insufficient Funds - ACH or ATM/Debit Card | $35 | Not stated | None |
ATM & Card | |||
| Card replacement - temp issue in branch or permanent | $5 | Not stated | None |
| Rush delivery of card | $75 | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer - outgoing | $25 | Not stated | None |
| International Wire Transfer - outgoing | $45 | Not stated | None |
Check Services | |||
| Teller Check paid to 3rd Party | $5 | Not stated | None |
| Money Order | $2 | Not stated | None |
| Stop Payment - ACH | $25 | Not stated | None |
| Stop Payment - Draft series | $40 | Not stated | None |
| Temporary Checks - per sheet | $2 | per item | None |
| Copy of canceled check - manual retrieval | $5 | Not stated | None |
Cash & Deposit | |||
| Visa Credit Card Cash Advance - non-member | $5 | Not stated | None |
| Returned Deposited Item | $35 | Not stated | None |
Account Services | |||
| Notary Service Fee - member (non-CU documents) | $5 | Not stated | None |
| Notary Service Fee - non-member | $10 | Not stated | None |
| Levy/ Lien/ Subpoena processing fee | $40 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card - per card | $3 | per item | None |
Other Fees | |||
| Statement copy - per month requested - manual retrieval | $3Not compared: Monthly charge, not per item | per month | None |
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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