Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Advanced Financial Federal Credit Union

New Providence, New JerseyCredit UnionNew York Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee - after 18 months of inactivity on membership per month$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay - if enrolled - per item paid$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source
Insufficient Funds - ACH or ATM/Debit Card$35Above the typical range ($25–$31.88 nationally)
$5 above the national median
Source

ATM & CardVerified

Card replacement - temp issue in branch or permanent$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
Rush delivery of card$75Above the typical range ($30–$50 nationally)
$35 above the national median
Source

Check ServicesVerified

Copy of canceled check - manual retrieval$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Money Order$2Within the typical range ($1.66–$3 nationally)
At the national median
Source
Stop Payment - ACH$25Within the typical range ($20–$30 nationally)
$2 below the national median
Source
Stop Payment - Draft series$40Above the typical range ($20–$30 nationally)
$13 above the national median
Source
Teller Check paid to 3rd Party$5Within the typical range ($3–$6 nationally)
At the national median
Source
Temporary Checks - per sheet$2Within the typical range ($1–$4 nationally)
At the national median
Source

Cash & DepositVerified

Returned Deposited Item$35Above the typical range ($10–$25 nationally)
$20 above the national median
Source
Visa Credit Card Cash Advance - non-member$5Within the typical range ($3–$10 nationally)
At the national median
Source

Account ServicesVerified

Levy/ Lien/ Subpoena processing fee$40Within the typical range ($30–$75 nationally)
$10 below the national median
Source
Notary Service Fee - member (non-CU documents)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source
Notary Service Fee - non-member$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee - after 18 months of inactivity on membership per month	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	—	Source
Paper Statement Fee per statement	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay - if enrolled - per item paid	$35Above the typical range ($25–$32 nationally)	$5 above the national median	per item	—	Source
Insufficient Funds - ACH or ATM/Debit Card	$35
ATM & CardVerified
Card replacement - temp issue in branch or permanent	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Rush delivery of card	$75
Wire TransfersVerified
Domestic Wire Transfer - outgoing	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Check ServicesVerified
Copy of canceled check - manual retrieval	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Money Order	$2Within the typical range ($1.66–$3 nationally)
Cash & DepositVerified
Returned Deposited Item	$35Above the typical range ($10–$25 nationally)	$20 above the national median	—	—	Source
Visa Credit Card Cash Advance - non-member	$5
Account ServicesVerified
Levy/ Lien/ Subpoena processing fee	$40Within the typical range ($30–$75 nationally)	$10 below the national median	—	—	Source
Notary Service Fee - member (non-CU documents)	$5
Gift & Prepaid CardsVerified
Gift Card - per card	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Statement copy - per month requested - manual retrieval	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 22 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$107.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$107.0M

Total deposits

$89.8M

Service charge income (year to date)

$271K

Fee income ratio

9.2%

Return on assets

0.15%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 40,331 published fee entries from 2,795 institutions

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