United Poles Federal Credit Union

Headquarters: Perth Amboy, New Jersey
Charter: Credit Union
Assets: $72.3M
Fed district: New York

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.48, the middle of its prices
United Poles Federal Credit Union: $9.95 to $15
United Poles Federal Credit Union: $9.95 to $15
U.S. median: no median
Wire Transfer (Domestic Out)
United Poles Federal Credit Union: $35
United Poles Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $17.50, the middle of its prices
United Poles Federal Credit Union: $5 to $30
United Poles Federal Credit Union: $5 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Poles Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic checking monthly fee (no minimum required) (audience not stated, treated as personal)$9.95
per month
Monthly fee (audience not stated, treated as personal)$15
per month
Account closed within 90 days of opening$25
Club Account early closing or withdrawal fee (per transaction)$5
per transaction
Inactive account (account unused for at least 12 months)- quarterly fee$25
Account balancing assistance (per hour with one hour minimum)$100
Not compared: Charged per hour; comparison unavailable
per hour
Account research (per hour of research with one hour minimum)$100
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (per item, per transfer & notification) (audience not stated, treated as personal)No charge
per item

Wire Transfers

Domestic outgoing wire$35
International outgoing wires$50

Check Services

Money order$2.50
Cashier’s check stop payment request—after 90 days (per item)$30
per item
Stop payment request (per item)$5
per item
Check cashing to non-members—per item$15
per item
Check copy request (per item)$10
per item

Digital & Electronic

Same-day ACH request (per transaction) (audience not stated, treated as personal)$1
per transaction

Account Services

Notary service (available to members only)No charge
Attachment or levy against account$30

Vehicle & Title

Auto loan documentation fee (to register lien on the title)$100

Gift & Prepaid Cards

VISA® gift card fee$4

Fee	Amount	Basis	Note
Account Maintenance
Basic checking monthly fee (no minimum required) (audience not stated, treated as personal)	$9.95	per month	None
Monthly fee (audience not stated, treated as personal)	$15	per month	None
Account closed within 90 days of opening	$25	Not stated	None
Club Account early closing or withdrawal fee (per transaction)	$5	per transaction	None
Inactive account (account unused for at least 12 months)- quarterly fee	$25	Not stated	None
Account balancing assistance (per hour with one hour minimum)	$100Not compared: Charged per hour; comparison unavailable	per hour	None
Account research (per hour of research with one hour minimum)	$100Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (per item, per transfer & notification) (audience not stated, treated as personal)	No charge	per item	None
Wire Transfers
Domestic outgoing wire	$35	Not stated	None
International outgoing wires	$50	Not stated	None
Check Services
Money order	$2.50	Not stated	None
Cashier’s check stop payment request—after 90 days (per item)	$30	per item	None
Stop payment request (per item)	$5	per item	None
Check cashing to non-members—per item	$15	per item	None
Check copy request (per item)	$10	per item	None
Digital & Electronic
Same-day ACH request (per transaction) (audience not stated, treated as personal)	$1	per transaction	None
Account Services
Notary service (available to members only)	No charge	Not stated	None
Attachment or levy against account	$30	Not stated	None
Vehicle & Title
Auto loan documentation fee (to register lien on the title)	$100	Not stated	None
Gift & Prepaid Cards
VISA® gift card fee	$4	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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