Police Federal Credit Union

Headquarters: Upper Marlboro, Maryland
Charter: Credit Union
Assets: $175.9M
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.95, the middle of its prices
Police Federal Credit Union: $3.95 to $10
Police Federal Credit Union: $3.95 to $10
U.S. median: no median
Overdraft (OD)
Police Federal Credit Union: $30
Police Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Police Federal Credit Union: $30
Police Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Police Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Benefits Plus Checking Account Monthly service charge$4.95
per month
Cornerstone Checking Account Monthly service charge$10
per month
Monthly Maintenance$3.95
per month
Inactivity Fee 5 (monthly)$5
per month
Account Research$5
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Share Draft Account Reconciliation$25
Paper Statement Fee$1
Incorrect Address (quarterly)$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

ATM/Debit Card Overdraft$30
Overdraft/Negative Balance$30
Returned Draft/ACH$30

ATM & Card

Non-PFCU Owned ATM Transactions 4 (over 5 per month)$1

Wire Transfers

Domestic Wire Transfers$20

Check Services

Stop Payment (per check/maximum per series)$20
per item
Stop Payment (per maximum per series)$25
per item
Check Image/Copy$5

Cash & Deposit

Returned Deposit Item - maker’s own$30
Returned Deposit Item - third party$30

Account Services

Notary Services are available to non-members$2
per item
Garnishment, Levy, Escheatment Admin. Fee$75
Deed of Trust Subordination$100

Other Fees

Duplicate/Interim Statement/Transaction History$5
per transaction
Skip-A-Pay (per skipped payment)$30

Fee	Amount	Basis	Note
Account Maintenance
Benefits Plus Checking Account Monthly service charge	$4.95	per month	None
Cornerstone Checking Account Monthly service charge	$10	per month	None
Monthly Maintenance	$3.95	per month	None
Inactivity Fee 5 (monthly)	$5	per month	None
Account Research	$5	Not stated	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Share Draft Account Reconciliation	$25	Not stated	None
Paper Statement Fee	$1	Not stated	None
Incorrect Address (quarterly)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
ATM/Debit Card Overdraft	$30	Not stated	None
Overdraft/Negative Balance	$30	Not stated	None
Returned Draft/ACH	$30	Not stated	None
ATM & Card
Non-PFCU Owned ATM Transactions 4 (over 5 per month)	$1	Not stated	None
Wire Transfers
Domestic Wire Transfers	$20	Not stated	None
Check Services
Stop Payment (per check/maximum per series)	$20	per item	None
Stop Payment (per maximum per series)	$25	per item	None
Check Image/Copy	$5	Not stated	None
Cash & Deposit
Returned Deposit Item - maker’s own	$30	Not stated	None
Returned Deposit Item - third party	$30	Not stated	None
Account Services
Notary Services are available to non-members	$2	per item	None
Garnishment, Levy, Escheatment Admin. Fee	$75	Not stated	None
Deed of Trust Subordination	$100	Not stated	None
Other Fees
Duplicate/Interim Statement/Transaction History	$5	per transaction	None
Skip-A-Pay (per skipped payment)	$30	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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