16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 28, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 28, 2026
Call-report figures are for Heritage Grove Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Heritage Grove Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 28, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $252K in Q2 2026, 0.8% below the same quarter a year earlier ($254K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 4.2% from Q3 2025 to Q2 2026, to $252K.
$252K
Heritage Grove Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Heritage Grove Federal Credit Union · $167M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Heritage Grove Federal Credit Union(this institution) | Salem, OR | $167M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1St Gateway Federal Credit Union | Camanche, IA | $171M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Best Reward Federal Credit Union | Brook Park, OH | $163M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Buckeye State Federal Credit Union | Akron, OH | $167M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Service Federal Credit Union | Huntsville, TX | $164M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Epic Federal Credit Union | Metairie, LA | $164M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fd Community Federal Credit Union | Waterbury, CT | $163M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Four Points Federal Credit Union | Omaha, NE | $165M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Greater Woodlawn Federal Credit Union | Blasdell, NY | $168M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Harborlight Federal Credit Union | Whitehall, MI | $170M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Homefield Federal Credit Union | North Grafton, MA | $170M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hopewell Federal Credit Union | Heath, OH | $168M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Jefferson Parish Employees Federal Credit Union | Harahan, LA | $166M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Latah Federal Credit Union | Moscow, ID | $170M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lincoln Maine Federal Credit Union | Lincoln, ME | $163M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Valley Federal Credit Union | Springfield, MA | $167M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Princeton Federal Credit Union | Princeton, NJ | $169M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Red River Federal Credit Union | Altus, OK | $168M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Riegel Federal Credit Union | Milford, NJ | $168M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Scenic Community Federal Credit Union | Hixson, TN | $164M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Chautauqua Federal Credit Union | Lakewood, NY | $163M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Space Age Federal Credit Union | Aurora, CO | $168M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Focus Federal Credit Union | Oklahoma City, OK | $163M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tulare County Federal Credit Union | Tulare, CA | $167M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Utah Heritage Federal Credit Union | Moroni, UT | $167M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wymar Federal Credit Union | Geismar, LA | $165M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.25 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Heritage Grove Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Heritage Grove Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $252K | +$3K | +1.2% |
| Q1 2026 | $249K | +$3K | +1.2% |
| Q4 2025 | $246K | −$17K | −6.5% |
| Q3 2025 | $263K | +$9K | +3.5% |
| Q2 2025 | $254K | +$10K | +4.1% |
| Q1 2025 | $244K | −$24K | −9.0% |
| Q4 2024 | $268K | +$15K | +5.9% |
| Q3 2024 | $253K | −$1K | −0.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Heritage Grove Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research/Reconciliation Fee | $25.00 per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Account Fee for Money Market (if average daily balance falls below minimum required) | $7 | per month | None |
| Share Account Minimum Balance Fee | $5 | per month | None |
| Account Research/Reconciliation Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research/Reconciliation Fee | $25.00 per hour |
| Bad Address Fee | $2 | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds/Overdraft (per item) | $29 | per item | None |
| Overdraft Privilege Fee | $29 | Not stated | None |
| Non-Sufficient Funds/Overdraft (per item) | $29 | per item | None |
ATM & Card | |||
| ATM/Debit Replacement Card | $5 | Not stated | None |
| Visa Foreign Currency Conversion Fee | 1%of the transaction | Not stated | None |
| Visa Foreign Currency Conversion Fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer | $20 | Not stated | None |
| Outgoing International Wire Transfer | $40 | Not stated | None |
Check Services | |||
| Money Order | $2 | Not stated | None |
| Stop Payment (Check or ACH) | $29 | Not stated | None |
| Temporary Check Printing | $2Not compared: Charged per page; comparison unavailable | per page | Temporary Check Printing | $2.00 per page |
| Non-Member Check Cashing Fee | $5 | per item | None |
| Item Sent for Collection | $25 | Not stated | None |
| Check Copies | $2 | Not stated | None |
Cash & Deposit | |||
| VISA® Cash Advance Fee (audience not stated, treated as personal) | 3%of the advance ($10 minimum) | Not stated | None |
| VISA® Cash Advance Fee | 3%of the advance ($10 minimum) | Not stated | None |
| Return Deposit Item (own check) | $29 | Not stated | None |
Lending Fees | |||
| Late Fee for Consumer Loans | 5%($25 minimum) | Not stated | None |
| Late Fee for Consumer Loans (audience not stated, treated as personal) | 5%($25 minimum) | Not stated | None |
| Late Fee for Home Equity Loans | 5%($25 minimum) | Not stated | None |
| VISA® Late Payment Fee | $25 | Not stated | None |
Other Fees | |||
| Copies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Copies (per page) | $1.00 |
| Faxing (per fax) | $2 | Not stated | None |
| Indirect Loan Processing Fee (waived for current members) | $50 | Not stated | None |
| Loan Modification Fee | $75 | Not stated | None |
| Skip Payment Fee | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per hour · Account Research/Reconciliation Fee | $25.00 per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Account Fee for Business Checking Account (applicable if average daily balance is less than $1,000.00) | $6 | per month | None |
| Monthly Account Fee for Money Market (if average daily balance falls below minimum required) | $7 | per month | None |
| Share Account Minimum Balance Fee | $5 | per month | None |
| Account Research/Reconciliation Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research/Reconciliation Fee | $25.00 per hour |
| Bad Address Fee | $2 | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds/Overdraft (per item) | $29 | per item | None |
| Overdraft Privilege Fee | $29 | Not stated | None |
| Non-Sufficient Funds/Overdraft (per item) | $29 | per item | None |
ATM & Card | |||
| ATM/Debit Replacement Card | $5 | Not stated | None |
| Visa Foreign Currency Conversion Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer | $20 | Not stated | None |
| Outgoing International Wire Transfer | $40 | Not stated | None |
Check Services | |||
| Money Order | $2 | Not stated | None |
| Stop Payment (Check or ACH) | $29 | Not stated | None |
| Temporary Check Printing | $2Not compared: Charged per page; comparison unavailable | per page | Temporary Check Printing | $2.00 per page |
| Non-Member Check Cashing Fee | $5 | per item | None |
| Item Sent for Collection | $25 | Not stated | None |
| Check Copies | $2 | Not stated | None |
Cash & Deposit | |||
| VISA® Cash Advance Fee | 3%of the advance ($10 minimum) | Not stated | None |
| Return Deposit Item (not own check) [Business Accounts Only] | $10 | Not stated | None |
| Return Deposit Item (own check) | $29 | Not stated | None |
Lending Fees | |||
| Late Fee for Home Equity Loans | 5%($25 minimum) | Not stated | None |
| VISA® Late Payment Fee | $25 | Not stated | None |
Other Fees | |||
| Copies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Copies (per page) | $1.00 |
| Faxing (per fax) | $2 | Not stated | None |
| Indirect Loan Processing Fee (waived for current members) | $50 | Not stated | None |
| Loan Modification Fee | $75 | Not stated | None |
| Skip Payment Fee | $35 | Not stated | None |
Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.