Wakefern Federal Credit Union

Headquarters: Elizabeth, New Jersey
Charter: Credit Union
Assets: $12.0M
Fed district: New York

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Wakefern Federal Credit Union: $35
Wakefern Federal Credit Union: $35
U.S. median: no median
Stop Payment
Wakefern Federal Credit Union: $35
Wakefern Federal Credit Union: $35
U.S. median: no median
OD Protection Transfer
Wakefern Federal Credit Union: $5
Wakefern Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wakefern Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

+ Inactive for 1 year$10
per month
Escheatment Fee (After 3 years of No Activity)$75
Account Research fee ($50.00 Minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour
Regular Paper Statement via US Mail$3

Overdraft & NSF

Return Item Fee$35
per item
Overdraft Protection Transfer Fee$5
per item

ATM & Card

ATM Withdrawal/POS transactions in excess of 1 per month$1
Not compared: Monthly charge, not per item
per month
Replacement of ATM Card (First Time Free)$5
per item

Check Services

Official Check Stop Payment$35
per item
Stop Payment Fee (Draft or ACH)$35
per item
Check Copy Fee$10
per item

Account Services

Legal Process Fee$50
per item

Other Fees

Loan Application Fee$10
per item
Short Term Loan Application Fee$20
per item

Fee	Amount	Basis	Note
Account Maintenance
+ Inactive for 1 year	$10	per month	None
Escheatment Fee (After 3 years of No Activity)	$75	Not stated	None
Account Research fee ($50.00 Minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Regular Paper Statement via US Mail	$3	Not stated	None
Overdraft & NSF
Return Item Fee	$35	per item	None
Overdraft Protection Transfer Fee	$5	per item	None
ATM & Card
ATM Withdrawal/POS transactions in excess of 1 per month	$1Not compared: Monthly charge, not per item	per month	None
Replacement of ATM Card (First Time Free)	$5	per item	None
Check Services
Official Check Stop Payment	$35	per item	None
Stop Payment Fee (Draft or ACH)	$35	per item	None
Check Copy Fee	$10	per item	None
Account Services
Legal Process Fee	$50	per item	None
Other Fees
Loan Application Fee	$10	per item	None
Short Term Loan Application Fee	$20	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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