Wakefern Federal Credit Union

Headquarters: Elizabeth, New Jersey
Charter: Credit Union
Assets: $12.0M
Fed district: New York
Regulator: NCUA

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Feb 17, 2026

How these figures are measured

Call-report figures are for Wakefern Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Wakefern Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Feb 17, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Wakefern Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $11K in Q2 2026, 8.3% below the same quarter a year earlier ($12K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Wakefern Federal Credit Union: $35
Wakefern Federal Credit Union: $35
U.S. median: no median
Stop Payment
Wakefern Federal Credit Union: $35
Wakefern Federal Credit Union: $35
U.S. median: no median
OD Protection Transfer
Wakefern Federal Credit Union: $5
Wakefern Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 8.3% from Q3 2025 to Q2 2026, to $11K.

Fee income, Q2 2026

$11K

$12KQ3 2025

$11KQ4 2025

$11KQ1 2026

$11KQ2 2026

Against the median

Wakefern Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Wakefern Federal Credit Union · $12M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$11M to $13M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Wakefern Federal Credit Union(this institution)	Elizabeth, NJ	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
1St Kansas Federal Credit Union	Topeka, KS	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ben E Keith Company Employees Federal Credit Union	Fort Worth, TX	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bradford Area Federal Credit Union	Bradford, PA	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Circuit Federal Credit Union	Cheektowaga, NY	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Espeeco Federal Credit Union	Bakersfield, CA	$12M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Gesb Sheet Metal Workers Federal Credit Union	Portage, IN	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
I.B.E.W. Lu 66 Federal Credit Union	Pasadena, TX	$12M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
K.C. Area Federal Credit Union	Kansas City, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Kraftcor Federal Credit Union	Hawesville, KY	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Maternity B.V.M. Federal Credit Union	Bourbonnais, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Metropolitan Services Federal Credit Union	Saint Paul, MN	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Middletown Area Schools Federal Credit Union	Middletown, OH	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
North Carolina Press Association Federal Credit Union	Raleigh, NC	$12M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Northwest Missouri Regional Federal Credit Union	Maryville, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
P.I.E. Federal Credit Union	Houston, TX	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Pba Federal Credit Union	Pine Bluff, AR	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pittsburgh Federal Credit Union	Pittsburgh, PA	$12M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Provident Federal Credit Union	Dover, DE	$12M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Rapides General Hospital Empl Federal Credit Union	Alexandria, LA	$13M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sorg Bay West Federal Credit Union	Middletown, OH	$12M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Springfield City Employees Federal Credit Union	Springfield, IL	$13M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Tompkins Employees Federal Credit Union	Ithaca, NY	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Tuskegee Federal Credit Union	Tuskegee, AL	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Vickswood Federal Credit Union	Vicksburg, MS	$11M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Whitewater Community Federal Credit Union	harrison, OH	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(out-of-network atm)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Wakefern Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Wakefern Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Wakefern Federal Credit U…Peer (equal prices stack)Peer medianInclude 3 outliers ($0.50, $0.75, $1.50)Shown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Wakefern Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $11K
vs prior quarter: $00.0%; from Q1 2026
vs a year earlier: −$1K−8.3%; from Q2 2025
vs start of range: +$1K+10.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Wakefern Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$11K	$0	0.0%
Q1 2026	$11K	$0	0.0%
Q4 2025	$11K	−$1K	−8.3%
Q3 2025	$12K	$0	0.0%
Q2 2025	$12K	+$1K	+9.1%
Q1 2025	$11K	+$2K	+22.2%
Q4 2024	$9K	−$1K	−10.0%
Q3 2024	$10K	−$1K	−9.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Wakefern Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

+ Inactive for 1 year$10
per month
Escheatment Fee (After 3 years of No Activity)$75
Account Research fee ($50.00 Minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour
Regular Paper Statement via US Mail$3

Overdraft & NSF

Return Item Fee$35
per item
Overdraft Protection Transfer Fee$5
per item

ATM & Card

ATM Withdrawal/POS transactions in excess of 1 per month$1
Not compared: Monthly charge, not per item
per month
Replacement of ATM Card (First Time Free)$5
per item

Check Services

Official Check Stop Payment$35
per item
Stop Payment Fee (Draft or ACH)$35
per item
Check Copy Fee$10
per item

Account Services

Legal Process Fee$50
per item

Other Fees

Loan Application Fee$10
per item
Short Term Loan Application Fee$20
per item

Fee	Amount	Basis	Note
Account Maintenance
+ Inactive for 1 year	$10	per month	None
Escheatment Fee (After 3 years of No Activity)	$75	Not stated	None
Account Research fee ($50.00 Minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Regular Paper Statement via US Mail	$3	Not stated	None
Overdraft & NSF
Return Item Fee	$35	per item	None
Overdraft Protection Transfer Fee	$5	per item	None
ATM & Card
ATM Withdrawal/POS transactions in excess of 1 per month	$1Not compared: Monthly charge, not per item	per month	None
Replacement of ATM Card (First Time Free)	$5	per item	None
Check Services
Official Check Stop Payment	$35	per item	None
Stop Payment Fee (Draft or ACH)	$35	per item	None
Check Copy Fee	$10	per item	None
Account Services
Legal Process Fee	$50	per item	None
Other Fees
Loan Application Fee	$10	per item	None
Short Term Loan Application Fee	$20	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Wakefern Federal Credit Union's monthly maintenance changes in our data

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