Riegel Federal Credit Union

Headquarters: Milford, New Jersey
Charter: Credit Union
Assets: $167.7M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Riegel Federal Credit Union: $30
Riegel Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Riegel Federal Credit Union: $35
Riegel Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Riegel Federal Credit Union: $15 to $30
Riegel Federal Credit Union: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Riegel Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$20
Dormant Account Fee (2 years and over)$5
per month
Loan Research Fee$20
per item
Research Fee$20
per item
Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

BillPayer Return Item$30
Insufficient Funds on Member Share Draft$30
per item

ATM & Card

Check Card Replacement Cards$6
per item

Wire Transfers

Domestic Wire Transfer Out$35
per item
Incoming Wire Transfer$10
per item
International Wire Transfer Out$75
per item

Check Services

Third Party Tellers Check$3
per item
ACH Stop Payment$30
per item
BillPayer Stop Payment$15
per item
Funds Transfer - In Process Stop Payment Fee$30
per item
Stop Payment on Member Draft$30
per item
Zelle Stop Payment$30
per item
Non-Member Check Cashing$5
per item
BillPayer Copy of Check$3
per item
Copy of Share Draft$3
per item

Digital & Electronic

ACH Return Item$30
per item
BillPayer Monthly FeeNo charge
per month

Cash & Deposit

Returned Check$30
per item

Account Services

Levy/Lien Processing Fee$85

Lending Fees

Amortized Loan Late Fee Penalty4%($10 minimum)
Equipment UCC Filing$60
Powersports UCC Filing$60

Gift & Prepaid Cards

VISA Gift Card$3.95
per item

Other Fees

Fax Service$2
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page
Duplicate Vehicle Lien Release Letter Fee$15
Equipment Loan Application Fee$100
HE Loan Application Fee$325
Skip-a-payment Fee$30
Vehicle Loan Application Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$20	Not stated	None
Dormant Account Fee (2 years and over)	$5	per month	None
Loan Research Fee	$20	per item	None
Research Fee	$20	per item	None
Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
BillPayer Return Item	$30	Not stated	None
Insufficient Funds on Member Share Draft	$30	per item	None
ATM & Card
Check Card Replacement Cards	$6	per item	None
Wire Transfers
Domestic Wire Transfer Out	$35	per item	None
Incoming Wire Transfer	$10	per item	None
International Wire Transfer Out	$75	per item	None
Check Services
Third Party Tellers Check	$3	per item	None
ACH Stop Payment	$30	per item	None
BillPayer Stop Payment	$15	per item	None
Funds Transfer - In Process Stop Payment Fee	$30	per item	None
Stop Payment on Member Draft	$30	per item	None
Zelle Stop Payment	$30	per item	None
Non-Member Check Cashing	$5	per item	None
BillPayer Copy of Check	$3	per item	None
Copy of Share Draft	$3	per item	None
Digital & Electronic
ACH Return Item	$30	per item	None
BillPayer Monthly Fee	No charge	per month	None
Cash & Deposit
Returned Check	$30	per item	None
Account Services
Levy/Lien Processing Fee	$85	Not stated	None
Lending Fees
Amortized Loan Late Fee Penalty	4%($10 minimum)	Not stated	None
Equipment UCC Filing	$60	Not stated	None
Powersports UCC Filing	$60	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	per item	None
Other Fees
Fax Service	$2	Not stated	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Duplicate Vehicle Lien Release Letter Fee	$15	Not stated	None
Equipment Loan Application Fee	$100	Not stated	None
HE Loan Application Fee	$325	Not stated	None
Skip-a-payment Fee	$30	Not stated	None
Vehicle Loan Application Fee	$100	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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