Riegel Federal Credit Union

Headquarters: Milford, New Jersey
Charter: Credit Union
Assets: $167.7M
Fed district: New York
Regulator: NCUA

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for Riegel Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Riegel Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Riegel Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $52K in Q2 2026, 1.9% below the same quarter a year earlier ($53K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Riegel Federal Credit Union: $30
Riegel Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Riegel Federal Credit Union: $35
Riegel Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Riegel Federal Credit Union: $15 to $30
Riegel Federal Credit Union: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 4.0% from Q3 2025 to Q2 2026, to $52K.

Fee income, Q2 2026

$52K

$50KQ3 2025

$49KQ4 2025

$49KQ1 2026

$52KQ2 2026

Against the median

Riegel Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Riegel Federal Credit Union · $168M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$163M to $172M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Riegel Federal Credit Union(this institution)	Milford, NJ	$168M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
1St Gateway Federal Credit Union	Camanche, IA	$171M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Best Reward Federal Credit Union	Brook Park, OH	$163M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Buckeye State Federal Credit Union	Akron, OH	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Service Federal Credit Union	Huntsville, TX	$164M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Epic Federal Credit Union	Metairie, LA	$164M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Four Points Federal Credit Union	Omaha, NE	$165M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Greater Woodlawn Federal Credit Union	Blasdell, NY	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
H.P.C. Federal Credit Union	Alpena, MI	$172M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Harborlight Federal Credit Union	Whitehall, MI	$170M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Heartland Federal Credit Union	Inver Grove Heights, MN	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Grove Federal Credit Union	Salem, OR	$167M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homefield Federal Credit Union	North Grafton, MA	$170M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hopewell Federal Credit Union	Heath, OH	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Jefferson Parish Employees Federal Credit Union	Harahan, LA	$166M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Latah Federal Credit Union	Moscow, ID	$170M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mission City Federal Credit Union	Santa Clara, CA	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pioneer Valley Federal Credit Union	Springfield, MA	$167M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Princeton Federal Credit Union	Princeton, NJ	$169M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red River Federal Credit Union	Altus, OK	$168M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Santa Cruz Community Federal Credit Union	Santa Cruz, CA	$172M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Scenic Community Federal Credit Union	Hixson, TN	$164M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Space Age Federal Credit Union	Aurora, CO	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tulare County Federal Credit Union	Tulare, CA	$167M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Utah Heritage Federal Credit Union	Moroni, UT	$167M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wymar Federal Credit Union	Geismar, LA	$165M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Riegel Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Riegel Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Riegel Federal Credit Uni…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Riegel Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $52K
vs prior quarter: +$3K+6.1%; from Q1 2026
vs a year earlier: −$1K−1.9%; from Q2 2025
vs start of range: +$18K+52.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Riegel Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$52K	+$3K	+6.1%
Q1 2026	$49K	$0	0.0%
Q4 2025	$49K	−$1K	−2.0%
Q3 2025	$50K	−$3K	−5.7%
Q2 2025	$53K	−$4K	−7.0%
Q1 2025	$57K	−$3K	−5.0%
Q4 2024	$60K	+$26K	+76.5%
Q3 2024	$34K	−$3K	−8.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Riegel Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$20
Dormant Account Fee (2 years and over)$5
per month
Loan Research Fee$20
per item
Research Fee$20
per item
Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

BillPayer Return Item$30
Insufficient Funds on Member Share Draft$30
per item

ATM & Card

Check Card Replacement Cards$6
per item

Wire Transfers

Domestic Wire Transfer Out$35
per item
Incoming Wire Transfer$10
per item
International Wire Transfer Out$75
per item

Check Services

Third Party Tellers Check$3
per item
ACH Stop Payment$30
per item
BillPayer Stop Payment$15
per item
Funds Transfer - In Process Stop Payment Fee$30
per item
Stop Payment on Member Draft$30
per item
Zelle Stop Payment$30
per item
Non-Member Check Cashing$5
per item
BillPayer Copy of Check$3
per item
Copy of Share Draft$3
per item

Digital & Electronic

ACH Return Item$30
per item
BillPayer Monthly FeeNo charge
per month

Cash & Deposit

Returned Check$30
per item

Account Services

Levy/Lien Processing Fee$85

Lending Fees

Amortized Loan Late Fee Penalty4%($10 minimum)
Equipment UCC Filing$60
Powersports UCC Filing$60

Gift & Prepaid Cards

VISA Gift Card$3.95
per item

Other Fees

Fax Service$2
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page
Duplicate Vehicle Lien Release Letter Fee$15
Equipment Loan Application Fee$100
HE Loan Application Fee$325
Skip-a-payment Fee$30
Vehicle Loan Application Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$20	Not stated	None
Dormant Account Fee (2 years and over)	$5	per month	None
Loan Research Fee	$20	per item	None
Research Fee	$20	per item	None
Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
BillPayer Return Item	$30	Not stated	None
Insufficient Funds on Member Share Draft	$30	per item	None
ATM & Card
Check Card Replacement Cards	$6	per item	None
Wire Transfers
Domestic Wire Transfer Out	$35	per item	None
Incoming Wire Transfer	$10	per item	None
International Wire Transfer Out	$75	per item	None
Check Services
Third Party Tellers Check	$3	per item	None
ACH Stop Payment	$30	per item	None
BillPayer Stop Payment	$15	per item	None
Funds Transfer - In Process Stop Payment Fee	$30	per item	None
Stop Payment on Member Draft	$30	per item	None
Zelle Stop Payment	$30	per item	None
Non-Member Check Cashing	$5	per item	None
BillPayer Copy of Check	$3	per item	None
Copy of Share Draft	$3	per item	None
Digital & Electronic
ACH Return Item	$30	per item	None
BillPayer Monthly Fee	No charge	per month	None
Cash & Deposit
Returned Check	$30	per item	None
Account Services
Levy/Lien Processing Fee	$85	Not stated	None
Lending Fees
Amortized Loan Late Fee Penalty	4%($10 minimum)	Not stated	None
Equipment UCC Filing	$60	Not stated	None
Powersports UCC Filing	$60	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	per item	None
Other Fees
Fax Service	$2	Not stated	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None
Duplicate Vehicle Lien Release Letter Fee	$15	Not stated	None
Equipment Loan Application Fee	$100	Not stated	None
HE Loan Application Fee	$325	Not stated	None
Skip-a-payment Fee	$30	Not stated	None
Vehicle Loan Application Fee	$100	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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