Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Riegel Federal Credit Union

Milford, New JerseyCredit UnionNew York Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (2 years and over)$5Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=dormant_account; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Dormant Account Fee (2 years and over) / $5.00" · Source

Early Account Closure Fee$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=early_closure; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Early Account Closure Fee / $20.00" · Source

Research Fee$20

$5 below the national median

Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=account_research; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Research Fee / $20.00" · Source

Overdraft & NSFVerified

BillPayer Return Item$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=nsf; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="BillPayer Return Item / $30.00" · Source

Wire TransfersVerified

Domestic Wire Transfer Out$35Above the typical range ($20–$25 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=wire_domestic_outgoing; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Domestic Wire Transfer Out / $35.00" · Source
Incoming Wire Transfer$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=wire_domestic_incoming; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Incoming Wire Transfer / $10.00" · Source

Check ServicesVerified

ACH Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=stop_payment; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="ACH Stop Payment / $30.00" · Source
BillPayer Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=check_image; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="BillPayer Copy of Check / $3.00" · Source
BillPayer Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=stop_payment; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="BillPayer Stop Payment / $15.00" · Source
Non-Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=check_cashing; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Non-Member Check Cashing / $5.00" · Source
Third Party Tellers Check$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=cashiers_check; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Third Party Tellers Check / $3.00" · Source

Digital & ElectronicVerified

ACH Return Item$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=ach_return; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="ACH Return Item / $30.00" · Source

Account ServicesVerified

Levy/Lien Processing Fee$85Above the typical range ($30–$75 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=garnishment_levy; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Levy/Lien Processing Fee / $85.00" · Source

Mortgage ServicingVerified

Duplicate Vehicle Lien Release Letter Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=mortgage_lien_release; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Duplicate Vehicle Lien Release Letter Fee / $15.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$3.95Within the typical range ($3–$4.50 nationally)
$0.45 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=gift_card_purchase; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="VISA Gift Card / $3.95" · Source

Other FeesVerified

HE Loan Application Fee$325Above the typical range ($20–$40 nationally)
$295 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=other_lending_fee; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="HE Loan Application Fee / $325.00" · Source
Skip-a-payment Fee$30Within the typical range ($20–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=other_lending_fee; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Skip-a-payment Fee / $30.00" · Source
Statement Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=document_reproduction; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Statement Copy / $1.00" · Source
Vehicle Loan Application Fee$100Above the typical range ($20–$40 nationally)
$70 above the national median
Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=other_lending_fee; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Vehicle Loan Application Fee / $100.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (2 years and over)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=dormant_account; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Dormant Account Fee (2 years and over) / $5.00"	Source
Early Account Closure Fee	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=early_closure; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Early Account Closure Fee / $20.00"	Source
Research Fee	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=account_research; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Research Fee / $20.00"	Source
Overdraft & NSFVerified
BillPayer Return Item	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=nsf; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="BillPayer Return Item / $30.00"	Source
Wire TransfersVerified
Domestic Wire Transfer Out	$35Above the typical range ($20–$25 nationally)	$12.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=wire_domestic_outgoing; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Domestic Wire Transfer Out / $35.00"	Source
Incoming Wire Transfer
Check ServicesVerified
ACH Stop Payment	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=stop_payment; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="ACH Stop Payment / $30.00"	Source
BillPayer Copy of Check	$3
Digital & ElectronicVerified
ACH Return Item	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=ach_return; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="ACH Return Item / $30.00"	Source
Account ServicesVerified
Levy/Lien Processing Fee	$85Above the typical range ($30–$75 nationally)	$35 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=garnishment_levy; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Levy/Lien Processing Fee / $85.00"	Source
Mortgage ServicingVerified
Duplicate Vehicle Lien Release Letter Fee	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=mortgage_lien_release; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="Duplicate Vehicle Lien Release Letter Fee / $15.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$3.95Within the typical range ($3–$4.50 nationally)	$0.45 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=gift_card_purchase; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="VISA Gift Card / $3.95"	Source
Other FeesVerified
HE Loan Application Fee	$325Above the typical range ($20–$40 nationally)	$295 above the national median	—	Knox deterministic extraction from Rosetta artifact #2164. canonical_hint=other_lending_fee; text_hash=d42d2aeaec747362d541ad8f7d2b8eec7ed8d1512389c304c545ba9b5e5e37a5; excerpt="HE Loan Application Fee / $325.00"	Source
Skip-a-payment Fee	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 19 — leaner than most institutions

Published fees

Under review

Assets

$167.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$167.7M

Total deposits

$149.4M

Service charge income (year to date)

$101K

Fee income ratio

3.1%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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