20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 7, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 7, 2026
Call-report figures are for Spirit Of Alaska Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Spirit Of Alaska Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 7, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $248K in Q2 2026, 43% below the same quarter a year earlier ($435K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Alaska, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 32% from Q3 2025 to Q2 2026, to $248K.
$248K
Spirit Of Alaska Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Spirit Of Alaska Federal Credit Union · $201M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Spirit Of Alaska Federal Credit Union(this institution) | Fairbanks, AK | $201M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Abbey Federal Credit Union | Vandalia, OH | $200M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Aim Federal Credit Union | Dubuque, IA | $201M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Awakon Federal Credit Union | Onaway, MI | $203M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Beach Municipal Federal Credit Union | Virginia Beach, VA | $195M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bluestone Federal Credit Union | Sioux Falls, SD | $206M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Virginia Federal Credit Union | Lynchburg, VA | $198M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Federal Credit Union | Big Spring, TX | $202M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Coloramo Federal Credit Union | Grand Junction, CO | $196M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cooperative Choice Network Federal Credit Union | Peoria, IL | $206M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Duke University Federal Credit Union | Durham, NC | $203M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Endurance Federal Credit Union | Duncan, OK | $196M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Financial Trust Federal Credit Union | Cheektowaga, NY | $203M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Membersource Federal Credit Union | Houston, TX | $196M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Northern Hills Federal Credit Union | Sturgis, SD | $205M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| P & G Mehoopany Employees Federal Credit Union | Tunkhannock, PA | $195M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Polish-American Federal Credit Union | Troy, MI | $195M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Priority One Federal Credit Union | South Pasadena, CA | $206M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Saco Valley Federal Credit Union | Saco, ME | $196M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Schools Federal Credit Union | Torrance, CA | $196M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sentinel Federal Credit Union | Box Elder, SD | $199M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Service 1 Federal Credit Union | Muskegon, MI | $199M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sky Federal Credit Union | Livingston, MT | $197M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Southwest Montana Community Federal Credit Union | Anaconda, MT | $203M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Trunorth Federal Credit Union | Ishpeming, MI | $203M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| White Eagle Federal Credit Union | Augusta, KS | $199M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its two prices, against a peer median of $8 among 11 publishing peers.
Its two checking prices are $5 and $10.
$7.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Spirit Of Alaska Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $248K | +$25K | +11.2% |
| Q1 2026 | $223K | −$179K | −44.5% |
| Q4 2025 | $402K | +$39K | +10.7% |
| Q3 2025 | $363K | −$72K | −16.6% |
| Q2 2025 | $435K | +$73K | +20.2% |
| Q1 2025 | $362K | −$74K | −17.0% |
| Q4 2024 | $436K | +$24K | +5.8% |
| Q3 2024 | $412K | −$2K | −0.5% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Spirit Of Alaska Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly maintenance fee | $10 | per month | None |
| Simple Checking Maintenance Monthly service charge (audience not stated, treated as personal) | $5 | per month | None |
| Early Account Closure (within 180 days) | $25 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Dormant Account (per month) | $3 | per month | None |
| Escheatment Fee | $75 | Not stated | None |
| Account Research (1hr minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | Not stated | None |
| Excessive Withdrawal Fee | $10 | Not stated | None |
| Bad Address (per month) | $10 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay fee per overdraft transaction | $30 | per item | None |
| NSF/Courtesty Pay Fee | $30 | Not stated | None |
| Continuous Negative Balance (per day) | $3 | per day | None |
ATM & Card | |||
| International Service Assessment | 1% | Not stated | None |
Wire Transfers | |||
| Wires - Outgoing (audience not stated, treated as personal) | $25 | Not stated | None |
| Wires - Incoming (audience not stated, treated as personal) | $10 | Not stated | None |
Check Services | |||
| Cashiers Checks | $5 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Payment (audience not stated, treated as personal) | $30 | Not stated | None |
| Counter Checks | $2 | per item | None |
| Collection Items | $25 | Not stated | None |
| Check Copies (plus account research fee) | $5 | Not stated | None |
Account Services | |||
| Drilling (audience not stated, treated as personal) | $100Not compared: Box drilling or key fee | per item | None |
| Levy Fees | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee | $25 | Not stated | None |
Other Fees | |||
| Invalid Tax ID: Payoff Processing Fee | $50 | Not stated | None |
| Loan Skip Payment Fee | $50 | Not stated | None |
| Loan Skip Payment Fee | $100 | Not stated | None |
| Reconveyance Fee | $125 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (within 180 days) | $25 | Not stated | None |
| Dormant Account (per month) | $3 | per month | None |
| Escheatment Fee | $75 | Not stated | None |
| Account Research (1hr minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | Not stated | None |
| Excessive Withdrawal Fee | $10 | Not stated | None |
| Bad Address (per month) | $10 | per month | None |
Overdraft & NSF | |||
| NSF/Courtesty Pay Fee | $30 | Not stated | None |
| Continuous Negative Balance (per day) | $3 | per day | None |
Check Services | |||
| Cashiers Checks | $5 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Counter Checks | $2 | per item | None |
| Collection Items | $25 | Not stated | None |
| Check Copies (plus account research fee) | $5 | Not stated | None |
Account Services | |||
| Levy Fees | $75 | Not stated | None |
Lending Fees | |||
| Uniform Commercial Code Removal Fee | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer Fee | $25 | Not stated | None |
Other Fees | |||
| Invalid Tax ID: Payoff Processing Fee | $50 | Not stated | None |
| Loan Skip Payment Fee | $50 | Not stated | None |
| Loan Skip Payment Fee | $100 | Not stated | None |
| Reconveyance Fee | $125 | Not stated | None |
Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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