Carolina Foothills Federal Credit Union

Headquarters: Spartanburg, South Carolina
Charter: Credit Union
Assets: $224.3M
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Refresh Checking (Second Chance)
Carolina Foothills Federal Credit Union: $9.99
Carolina Foothills Federal Credit Union: $9.99
U.S. median: no median
Stop Payment
Carolina Foothills Federal Credit Union: $30
Carolina Foothills Federal Credit Union: $30
U.S. median: no median
Cashier's Check
Carolina Foothills Federal Credit Union: $3
Carolina Foothills Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Carolina Foothills Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$9.99
per month
Abandoned Property Processing Fee$20
Inactivity/Dormancy Fee (per month after 12 months without activity)$10
per month
Must have E-Statements (paper statements are$3
per month
Excessive withdrawal Fee$10
Returned Statement Fee$5

Overdraft & NSF

Overdraft transfer fee (per transfer)$2
per item

ATM & Card

Replacement ATM card fee (per occurrence)$5
per item

Check Services

Certified check fee (per draft)$3
per item
Money order fee (per money order)$1.50
per transaction
Stop payment request fee (per request)$30
per item
Counter Checks (Max four (4) per request)$0.50
per item
Check Cashing Fee for members (applicable if balance is less than $100.00)$5
Check Cashing Fee for Person(s) cashing Members Checks (after one (1) free /day)$3
per item

Account Services

10x10 (Commonwealth Dr.)$80
3x10 (Hyatt St & Commonwealth Dr.)$50
3x5 (Hyatt St & Commonwealth Dr.)$30
5x10(Hyatt St & Commonwealth Dr.)$65
Safe Deposit Box Annual Rental Fee Past$20
per year
Safe Deposit Box Lost Key Service Fee$10
Not compared: Monthly charge, not annual
per month
Verification of Deposit/Mortgage$10
per item

Other Fees

Skip a Pay Fee$5.99
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$9.99	per month	None
Abandoned Property Processing Fee	$20	Not stated	None
Inactivity/Dormancy Fee (per month after 12 months without activity)	$10	per month	None
Must have E-Statements (paper statements are	$3	per month	None
Excessive withdrawal Fee	$10	Not stated	None
Returned Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft transfer fee (per transfer)	$2	per item	None
ATM & Card
Replacement ATM card fee (per occurrence)	$5	per item	None
Check Services
Certified check fee (per draft)	$3	per item	None
Money order fee (per money order)	$1.50	per transaction	None
Stop payment request fee (per request)	$30	per item	None
Counter Checks (Max four (4) per request)	$0.50	per item	None
Check Cashing Fee for members (applicable if balance is less than $100.00)	$5	Not stated	None
Check Cashing Fee for Person(s) cashing Members Checks (after one (1) free /day)	$3	per item	None
Account Services
10x10 (Commonwealth Dr.)	$80	Not stated	None
3x10 (Hyatt St & Commonwealth Dr.)	$50	Not stated	None
3x5 (Hyatt St & Commonwealth Dr.)	$30	Not stated	None
5x10(Hyatt St & Commonwealth Dr.)	$65	Not stated	None
Safe Deposit Box Annual Rental Fee Past	$20	per year	None
Safe Deposit Box Lost Key Service Fee	$10Not compared: Monthly charge, not annual	per month	None
Verification of Deposit/Mortgage	$10	per item	None
Other Fees
Skip a Pay Fee	$5.99Not compared: Monthly charge, not per item	per month	None

Fee	Amount	Basis	Note
Cash & Deposit
Night Drop Key Fee (for Business Accounts)	$5	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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