Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Berkeley Community Federal Credit Union

Moncks Corner, South CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Abandoned Property/Dormancy Processing Fee$25Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Checking Overdraft Transfer Fee from savings ($25Above the typical range ($3–$5 nationally)
$20 above the national median
Source
Courtesy Pay Overdraft Fee$33Above the typical range ($25–$32 nationally)
$3 above the national median
per item · Source
Non-Sufficient Funds (NSF) Fee$33Above the typical range ($25–$31 nationally)
$3 above the national median
per item · Source

Check ServicesVerified

Cashiers Check Fee$6Within the typical range ($3–$6 nationally)
$1 above the national median
Source
Check Cashing Fee, for members with no other relationships other than a Regular Share (savings) account with a balance o$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source
Copy of member issued cancelled check$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Money Orders$1.75Within the typical range ($1.50–$3 nationally)
$0.25 below the national median
Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Source

Cash & DepositVerified

Charge-back Fee (unpaid deposited items)$15Within the typical range ($10–$25 nationally)
At the national median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3304. canonical_hint=deposited_item_return; text_hash=d16056d92078199317ca016d444348ebce67a4f9f3f1275e7c7bd60ce5b5ee5c; excerpt="Charge-back Fee (unpaid deposited items) | $15.00 per item" · Source

Account ServicesVerified

10 x 10$120Above the typical range ($30–$70 nationally)
$75 above the national median
Source
3 x 10$50Within the typical range ($30–$70 nationally)
$5 above the national median
Source
3 x 5$35Within the typical range ($30–$70 nationally)
$10 below the national median
Source
5 x 10$70Within the typical range ($30–$70 nationally)
$25 above the national median
Source
Drilling of Boxes$125Above the typical range ($30–$70 nationally)
$80 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Abandoned Property/Dormancy Processing Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3304. canonical_hint=dormant_account; text_hash=d16056d92078199317ca016d444348ebce67a4f9f3f1275e7c7bd60ce5b5ee5c; excerpt="Abandoned Property/Dormancy Processing Fee \| $25.00 per account"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Monthly Maintenance Fee-Regular Share Account charged when average daily balance with no other falls below account relat	$3Within the typical range ($3–$10 nationally)	$2.49 below the national median	per month	—	Source
Paper Statement Fee for those between the ages of 18 and 61 years of age without any outstanding loan balances	$3Within the typical range ($2–$4 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Checking Overdraft Transfer Fee from savings (	$25Above the typical range ($3–$5 nationally)	$20 above the national median	—	—	Source
Courtesy Pay Overdraft Fee	$33
Wire TransfersVerified
Wire transfer fee-(incoming)	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Wire transfer fee-(outgoing)	$20
Check ServicesVerified
Cashiers Check Fee	$6Within the typical range ($3–$6 nationally)	$1 above the national median	—	—	Source
Check Cashing Fee, for members with no other relationships other than a Regular Share (savings) account with a balance o	$10
Cash & DepositVerified
Charge-back Fee (unpaid deposited items)	$15Within the typical range ($10–$25 nationally)	At the national median	per item	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3304. canonical_hint=deposited_item_return; text_hash=d16056d92078199317ca016d444348ebce67a4f9f3f1275e7c7bd60ce5b5ee5c; excerpt="Charge-back Fee (unpaid deposited items) \| $15.00 per item"	Source
Account ServicesVerified
10 x 10	$120Above the typical range ($30–$70 nationally)	$75 above the national median	—	—	Source
3 x 10	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$16.6M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$16.6M

Total deposits

$13.3M

Service charge income (year to date)

$163K

Fee income ratio

29.3%

Return on assets

2.51%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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