Nova Ua Federal Credit Union

Headquarters: Clifton, New Jersey
Charter: Credit Union
Assets: $156.4M
Fed district: New York

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Nova Ua Federal Credit Union: $25
Nova Ua Federal Credit Union: $25
U.S. median: no median
Stop Payment
Nova Ua Federal Credit Union: $15
Nova Ua Federal Credit Union: $15
U.S. median: no median
Cashier's Check
Nova Ua Federal Credit Union: $5
Nova Ua Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nova Ua Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closure – Closed Within 90 Days of Opening (audience not stated, treated as personal)$25
Inactive Account – No Activity Following Initial One-Time Fee (audience not stated, treated as personal)$10
per month
Inactive Account – No Activity for 1 Year (audience not stated, treated as personal)$25
Not compared: One-time charge, not monthly
one time
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Share Draft (checking) Overdraft$25
per item

ATM & Card

VISA Credit/Debit Card Replacement – Regular Delivery$5
VISA Credit/Debit Card Replacement – Rush Delivery$55

Check Services

Bank Check Payable to 3rd Party (1st 1 FREE - per Business Day) (audience not stated, treated as personal)$5
per item
Check Printing (audience not stated, treated as personal)No charge
Share Draft (checking) Stop Payment$15
per item
Foreign Check Processing$50

Cash & Deposit

Returned Deposited Item$25
per item

Account Services

Loss of 2 Keys (Requires drilling by locksmith)$180
Not compared: Box drilling or key fee
Safe Deposit Box 3×10 Box Rental (audience not stated, treated as personal)$80
per year
Safe Deposit Box 3×5 Box Rental (audience not stated, treated as personal)$45
per year
Safe Deposit Box 5×5 Box Rental (audience not stated, treated as personal)$60
per year
Levy-Lien-Court Administrative Order Processing$150
per item

Retirement & IRA

IRA Trustee to Trustee Transfer$25
per item

Other Fees

Statement Copies$5
Loan-Mortgage Payoff Statement$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Closure – Closed Within 90 Days of Opening (audience not stated, treated as personal)	$25	Not stated	None
Inactive Account – No Activity Following Initial One-Time Fee (audience not stated, treated as personal)	$10	per month	None
Inactive Account – No Activity for 1 Year (audience not stated, treated as personal)	$25Not compared: One-time charge, not monthly	one time	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Share Draft (checking) Overdraft	$25	per item	None
ATM & Card
VISA Credit/Debit Card Replacement – Regular Delivery	$5	Not stated	None
VISA Credit/Debit Card Replacement – Rush Delivery	$55	Not stated	None
Check Services
Bank Check Payable to 3rd Party (1st 1 FREE - per Business Day) (audience not stated, treated as personal)	$5	per item	None
Check Printing (audience not stated, treated as personal)	No charge	Not stated	None
Share Draft (checking) Stop Payment	$15	per item	None
Foreign Check Processing	$50	Not stated	None
Cash & Deposit
Returned Deposited Item	$25	per item	None
Account Services
Loss of 2 Keys (Requires drilling by locksmith)	$180Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3×10 Box Rental (audience not stated, treated as personal)	$80	per year	None
Safe Deposit Box 3×5 Box Rental (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box 5×5 Box Rental (audience not stated, treated as personal)	$60	per year	None
Levy-Lien-Court Administrative Order Processing	$150	per item	None
Retirement & IRA
IRA Trustee to Trustee Transfer	$25	per item	None
Other Fees
Statement Copies	$5	Not stated	None
Loan-Mortgage Payoff Statement	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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