Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

First Peoples Community Federal Credit Union

Cumberland, MarylandCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing (within 90 days)$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=early_closure; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Account Closing (within 90 days) | $5.00 per account" · Source

Membership Maintenance Fee$5

$0.95 below the national median

Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=monthly_maintenance; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Membership Maintenance Fee | $5.00" · Source

Paper Statement Fee$1

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=paper_statement; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Paper Statement Fee | $1.00 per month" · Source

Overdraft & NSFVerified

ATM/ACH Overdraft$40Above the typical range ($25–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=overdraft; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="ATM/ACH Overdraft | $40.00" · Source

ATM & CardVerified

ATM Withdrawal (Foreign ATM)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=atm_non_network; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="ATM Withdrawal (Foreign ATM) | $1.00" · Source
Visa Credit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=card_replacement; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Visa Credit Card Replacement | $10.00" · Source

Wire TransfersVerified

Wire Transfer-Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=wire_domestic_incoming; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Wire Transfer-Incoming | $15.00" · Source
Wire Transfer-Outgoing$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=wire_domestic_outgoing; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Wire Transfer-Outgoing | $20.00" · Source
Wire Transfer-Outgoing International$57Above the typical range ($40–$50 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=wire_intl_outgoing; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Wire Transfer-Outgoing International | $57.00" · Source

Check ServicesVerified

ACH/Foreign Draft Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=stop_payment; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="ACH/Foreign Draft Stop Payment | $25.00" · Source
Money Order$2.50Within the typical range ($2–$3.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=money_order; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Money Order | $2.50" · Source
Official Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=cashiers_check; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Official Check | $5.00" · Source

Digital & ElectronicVerified

Online Bill Payment$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #8122. canonical_hint=bill_pay; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Online Bill Payment | FREE" · Source

Cash & DepositVerified

Deposit Item Returned$15Within the typical range ($9–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=deposited_item_return; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Deposit Item Returned | $15.00" · Source
Visa Cash Advance (other institution)$5Within the typical range ($3.38–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=cash_advance; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Visa Cash Advance (other institution) | $5.00" · Source

Account ServicesVerified

Notary (excluding in-house documents)$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=notary_fee; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Notary (excluding in-house documents) | $2.00" · Source
Subordination of Lien$25Below the typical range ($30–$125 nationally)
$50 below the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=legal_process; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Subordination of Lien | $25.00" · Source
Tax Levy$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=garnishment_levy; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Tax Levy | $100.00" · Source
Writ of Execution, Attachment, Garnishment$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=garnishment_levy; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Writ of Execution, Attachment, Garnishment | $50.00" · Source

Lending FeesVerified

Visa Payment Late Fee$15Within the typical range ($15–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=late_payment; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Visa Payment Late Fee | $15.00" · Source

Other FeesVerified

Photocopy of Sharedraft$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=document_reproduction; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Photocopy of Sharedraft | $5.00; free online" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing (within 90 days)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=early_closure; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Account Closing (within 90 days) \| $5.00 per account"	Source
Membership Maintenance Fee	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=monthly_maintenance; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Membership Maintenance Fee \| $5.00"	Source
Paper Statement Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=paper_statement; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Paper Statement Fee \| $1.00 per month"	Source
Overdraft & NSFVerified
ATM/ACH Overdraft	$40Above the typical range ($25–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=overdraft; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="ATM/ACH Overdraft \| $40.00"	Source
ATM & CardVerified
ATM Withdrawal (Foreign ATM)	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=atm_non_network; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="ATM Withdrawal (Foreign ATM) \| $1.00"	Source
Visa Credit Card Replacement	$10
Wire TransfersVerified
Wire Transfer-Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=wire_domestic_incoming; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Wire Transfer-Incoming \| $15.00"	Source
Wire Transfer-Outgoing
Check ServicesVerified
ACH/Foreign Draft Stop Payment	$25Within the typical range ($20–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=stop_payment; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="ACH/Foreign Draft Stop Payment \| $25.00"	Source
Money Order	$2.50
Digital & ElectronicVerified
Online Bill Payment	$0Within the typical range ($0–$10.46 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #8122. canonical_hint=bill_pay; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Online Bill Payment \| FREE"	Source
Cash & DepositVerified
Deposit Item Returned	$15Within the typical range ($9–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=deposited_item_return; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Deposit Item Returned \| $15.00"	Source
Visa Cash Advance (other institution)	$5
Account ServicesVerified
Notary (excluding in-house documents)	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=notary_fee; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Notary (excluding in-house documents) \| $2.00"	Source
Subordination of Lien	$25
Lending FeesVerified
Visa Payment Late Fee	$15Within the typical range ($15–$25 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=late_payment; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Visa Payment Late Fee \| $15.00"	Source
Other FeesVerified
Photocopy of Sharedraft	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8122. canonical_hint=document_reproduction; text_hash=32a904b87398d837a84b79128bf35b7ad543e6e8720747c2bc40b9c2dca1ef86; excerpt="Photocopy of Sharedraft \| $5.00; free online"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$40

Overdraft fee: $40

33% above the national median overdraft fee

Total fees: 21 — leaner than most institutions

Published fees

Under review

Assets

$666.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$666.1M

Total deposits

$560.0M

Service charge income (year to date)

$2.6M

Fee income ratio

13.8%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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