SoFi Bank, National Association

Headquarters: Cottonwood Heights, Utah
Charter: Bank
Assets: $56.8B
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
SoFi Bank, National Association: No fee
SoFi Bank, National Association: No fee
U.S. median: no median
Overdraft (OD)
SoFi Bank, National Association: No fee
SoFi Bank, National Association: No fee
U.S. median: no median
NSF / Returned Item
SoFi Bank, National Association: No fee
SoFi Bank, National Association: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from SoFi Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance feeNo charge
per month
Minimum balance feeNo charge
Dormant account feeNo charge
Escheatment, Abandoned or Unclaimed Account feeNo charge
Inactive account feeNo charge

Overdraft & NSF

Overdraft FeeNo charge
Return Item feeNo charge

ATM & Card

Allpoint ATM transaction feeNo charge
per item
Replacement Card feeNo charge
Replacement Card Rush DeliveryNo charge

Wire Transfers

Outgoing domestic wire transfer$30
per item
Incoming wire transfersNo charge
per item

Check Services

Stop Payment feeNo charge

Digital & Electronic

Bill PayNo charge
Not compared: Per-item charge, not monthly
per item
Zelle® / P2P Transfers (incoming and outgoing)No charge
Not compared: Per-item charge, not monthly
per item
Mobile Deposit CaptureNo charge
per item

Account Services

Statement & Research – Legal ProcessingNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	No charge	per month	None
Minimum balance fee	No charge	Not stated	None
Dormant account fee	No charge	Not stated	None
Escheatment, Abandoned or Unclaimed Account fee	No charge	Not stated	None
Inactive account fee	No charge	Not stated	None
Overdraft & NSF
Overdraft Fee	No charge	Not stated	None
Return Item fee	No charge	Not stated	None
ATM & Card
Allpoint ATM transaction fee	No charge	per item	None
Replacement Card fee	No charge	Not stated	None
Replacement Card Rush Delivery	No charge	Not stated	None
Wire Transfers
Outgoing domestic wire transfer	$30	per item	None
Incoming wire transfers	No charge	per item	None
Check Services
Stop Payment fee	No charge	Not stated	None
Digital & Electronic
Bill Pay	No chargeNot compared: Per-item charge, not monthly	per item	None
Zelle® / P2P Transfers (incoming and outgoing)	No chargeNot compared: Per-item charge, not monthly	per item	None
Mobile Deposit Capture	No charge	per item	None
Account Services
Statement & Research – Legal Processing	No charge	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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