Pahranagat Valley Federal Credit Union

Headquarters: Alamo, Nevada
Charter: Credit Union
Assets: $38.3M
Fed district: San Francisco

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026

How these figures are measured

Call-report figures are for Pahranagat Valley Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Pahranagat Valley Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 31, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Pahranagat Valley Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $12K in Q2 2026, 9.1% above the same quarter a year earlier ($11K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Pahranagat Valley Federal Credit Union: $7.50
Pahranagat Valley Federal Credit Union: $7.50
U.S. median: no median
Overdraft (OD)
Pahranagat Valley Federal Credit Union: $20
Pahranagat Valley Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Pahranagat Valley Federal Credit Union: $20
Pahranagat Valley Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nevada, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nevada: Banks and credit unions headquartered in Nevada that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 33% from Q3 2025 to Q2 2026, to $12K.

Fee income, Q2 2026

$12K

$9KQ3 2025

$11KQ4 2025

$7KQ1 2026

$12KQ2 2026

Against the median

Pahranagat Valley Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Pahranagat Valley Federal Credit Union · $38M in assets

Credit unions in the San Francisco Fed district

Credit unions headquartered in the same Fed district, for comparing published prices.

Credit unions only
$3M to $37.2B in assets
Headquartered in 11 states

Showing the 50 closest in assets of 364 peers; medians use all 364.

See the 50 institutions shown

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pahranagat Valley Federal Credit Union(this institution)	Alamo, NV	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bakersfield City Employees Federal Credit Union	Bakersfield, CA	$30M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
California Adventist Federal Credit Union	Glendale, CA	$45M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Capstone Federal Credit Union	Aliso Viejo, CA	$32M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Center City Community Federal Credit Union	Buena Park, CA	$26M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central Valley Firefighters Federal Credit Union	Fresno, CA	$49M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Healthcare Federal Credit Union	Everett, WA	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Connection Federal Credit Union	Silverdale, WA	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cutting Edge Federal Credit Union	Milwaukie, OR	$53M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Diablo Valley Federal Credit Union	Concord, CA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Dow Great Western Federal Credit Union	Antioch, CA	$48M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
El Monte Community Federal Credit Union	El Monte, CA	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Emerald Empire Federal Credit Union	Springfield, OR	$29M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Employees Choice Federal Credit Union	El Cajon, CA	$25M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Eweb Employees Federal Credit Union	Eugene, OR	$35M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Express Federal Credit Union	Seattle, WA	$23M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Fox Federal Credit Union	Los Angeles, CA	$37M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fresno Police Department Federal Credit Union	fresno, CA	$50M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Gateway Federal Credit Union	Springfield, OR	$31M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Golden Valley Federal Credit Union	Manteca, CA	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Greater Valley Federal Credit Union	Fresno, CA	$34M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hamakua Federal Credit Union	Pepeekeo, HI	$23M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Hawaiian Electric Employees Federal Credit Union	Honolulu, HI	$37M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Hotel And Travel Industry Federal Credit Union	Honolulu, HI	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Huntington Beach Federal Credit Union	Huntington Beach, CA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Ibew/Sj Cascade Federal Credit Union	Salem, OR	$22M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Inland Valley Federal Credit Union	fontana, CA	$54M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
L. A. Electrical Workers Credit Un. Federal Credit Union	Pasadena, CA	$55M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Logan Medical Federal Credit Union	Logan, UT	$33M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Marisol Federal Credit Union	Phoenix, AZ	$49M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mattel Federal Credit Union	El Segundo, CA	$28M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Maui Teachers Federal Credit Union	Wailuku, HI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mint Valley Federal Credit Union	Longview, WA	$24M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mokelumne Federal Credit Union	Lodi, CA	$57M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
National J. A. C. L. Federal Credit Union	Salt Lake City, UT	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
New Heights Federal Credit Union	Logan, UT	$28M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Newrizons Federal Credit Union	Hoquiam, WA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Novo Federal Credit Union	Norco, CA	$21M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Olympia Federal Credit Union	Olympia, WA	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Onomea Federal Credit Union	Papaikou, HI	$26M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Ontario Public Employees Federal Credit Union	Ontario, CA	$23M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
P & S Federal Credit Union	Salt Lake City, UT	$25M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ridgeline Federal Credit Union	Salt Lake City, UT	$28M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Rim Country Federal Credit Union	Snowflake, AZ	$25M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Schofield Federal Credit Union	Wahiawa, HI	$34M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Slo Federal Credit Union	San Luis Obispo, CA	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southeastern Arizona Federal Credit Union	Douglas, AZ	$48M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sun Pacific Federal Credit Union	Richmond, CA	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
U.P.S. Employees Federal Credit Union	Ontario, CA	$52M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
United Trades Federal Credit Union	Tualatin, OR	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Utility District Federal Credit Union	Oakland, CA	$34M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

364 peers selected · 181 publish this fee(monthly maintenance)

183 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (36%) above the median of credit unions in its Fed district.

Its published price is $7.50, against a peer median of $5.50 among 181 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pahranagat Valley Federal…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee, among the 50 peers shown

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Pahranagat Valley Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $12K
vs prior quarter: +$5K+71.4%; from Q1 2026
vs a year earlier: +$1K+9.1%; from Q2 2025
vs start of range: $00.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Pahranagat Valley Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$12K	+$5K	+71.4%
Q1 2026	$7K	−$4K	−36.4%
Q4 2025	$11K	+$2K	+22.2%
Q3 2025	$9K	−$2K	−18.2%
Q2 2025	$11K	+$1K	+10.0%
Q1 2025	$10K	−$2K	−16.7%
Q4 2024	$12K	$0	0.0%
Q3 2024	$12K	$0	0.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Pahranagat Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee Checking$7.50
per month

Overdraft & NSF

Overdraft fees -NSF, RTN, ATM$20
NSF, RTN, ATM$20
Returned Checks, Non Sufficient Funds, and Below Available ATM Fee$20
Negative Balance Fee$2

Check Services

Stop Payment on a check$5

Cash & Deposit

Return Deposit Check$20

Other Fees

Copy Fee$0.10
Not compared: Charged per page; comparison unavailable
per page · Copy Fee – $.10 per page
Fax Fee$0.50
Statement Copy$3
Loan Processing Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee Checking	$7.50	per month	None
Overdraft & NSF
Overdraft fees -NSF, RTN, ATM	$20	Not stated	None
NSF, RTN, ATM	$20	Not stated	None
Returned Checks, Non Sufficient Funds, and Below Available ATM Fee	$20	Not stated	None
Negative Balance Fee	$2	Not stated	None
Check Services
Stop Payment on a check	$5	Not stated	None
Cash & Deposit
Return Deposit Check	$20	Not stated	None
Other Fees
Copy Fee	$0.10Not compared: Charged per page; comparison unavailable	per page	Copy Fee – $.10 per page
Fax Fee	$0.50	Not stated	None
Statement Copy	$3	Not stated	None
Loan Processing Fee	$30	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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