Thiokol Elkton Federal Credit Union

Headquarters: Elkton, Maryland
Charter: Credit Union
Assets: $23.8M
Fed district: Richmond

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Thiokol Elkton Federal Credit Union: $25
Thiokol Elkton Federal Credit Union: $25
U.S. median: no median
Stop Payment
Thiokol Elkton Federal Credit Union: $25
Thiokol Elkton Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Int'l Out)
Thiokol Elkton Federal Credit Union: $45
Thiokol Elkton Federal Credit Union: $45
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Thiokol Elkton Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low balance fee$2
per month
Research Fee (one hour minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement Fee$2
per month
Return Mail/Incorrect Address Fee$5
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

NSF/EFT/Overdraft fee$25
per item
Overdraft Transfer fee$5
per item

ATM & Card

Debit Card/PIN Replacement Fee$5

Wire Transfers

Wire Transfer fee: International$45
per item

Check Services

Stop payment fee$25
per item
Check Cashing Fee for non-members$2
per item
Check copy fee$3

Cash & Deposit

Deposited Return Item$15

Account Services

Account Garnishment/Levy$50
Legal Process/Subpoena$50

Other Fees

Statement copy fee$3

Fee	Amount	Basis	Note
Account Maintenance
Low balance fee	$2	per month	None
Research Fee (one hour minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement Fee	$2	per month	None
Return Mail/Incorrect Address Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
NSF/EFT/Overdraft fee	$25	per item	None
Overdraft Transfer fee	$5	per item	None
ATM & Card
Debit Card/PIN Replacement Fee	$5	Not stated	None
Wire Transfers
Wire Transfer fee: International	$45	per item	None
Check Services
Stop payment fee	$25	per item	None
Check Cashing Fee for non-members	$2	per item	None
Check copy fee	$3	Not stated	None
Cash & Deposit
Deposited Return Item	$15	Not stated	None
Account Services
Account Garnishment/Levy	$50	Not stated	None
Legal Process/Subpoena	$50	Not stated	None
Other Fees
Statement copy fee	$3	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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