Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Thiokol Elkton Federal Credit Union

Elkton, MarylandCredit UnionRichmond Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Low balance fee$2Below the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=minimum_balance; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Low balance fee: $2.00 per month assessed on accounts with combined balances less than" · Source

Mailed Paper Statement Fee ………………….$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=paper_statement; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Mailed Paper Statement Fee …………………. $2.00 per month" · Source

Research Fee (one hour minimum) ………$15

$10 below the national median

Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=account_research; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Research Fee (one hour minimum) ……… $15.00 per hour" · Source

Return Mail/Incorrect Address Fee ……….$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=account_research; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Return Mail/Incorrect Address Fee ………. $5.00 per quarter" · Source

Overdraft & NSFVerified

NSF/EFT/Overdraft fee ………………..………….$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=overdraft; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="NSF/EFT/Overdraft fee ………………..…………. $25.00 per item" · Source
Overdraft Transfer fee …………………………..…$5Within the typical range ($2.88–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=od_protection_transfer; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Overdraft Transfer fee …………………………..… $5.00 per item transfer" · Source

ATM & CardVerified

Debit Card/PIN Replacement Fee ……………$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=card_replacement; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Debit Card/PIN Replacement Fee …………… $5.00" · Source

Check ServicesVerified

Check Cashing Fee for non-members ….$2Below the typical range ($5–$10 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=check_cashing; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Check Cashing Fee for non-members …. $2.00 per check" · Source
Check copy fee ………………………………………….$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=check_image; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Check copy fee …………………………………………. $ 3.00 per cancelled check" · Source
Stop payment fee ………………………………….…$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=stop_payment; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Stop payment fee ………………………………….… $25.00 per request" · Source

Account ServicesVerified

Account Garnishment/Levy ……………………$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=garnishment_levy; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Account Garnishment/Levy …………………… $50.00" · Source
Subordination Agreement ……………………$50Within the typical range ($30–$125 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=legal_process; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Subordination Agreement …………………….. $50.00" · Source

Other FeesVerified

Statement copy fee …………………………………$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=document_reproduction; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Statement copy fee ………………………………… $3.00 per statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Low balance fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=minimum_balance; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Low balance fee: $2.00 per month assessed on accounts with combined balances less than"	Source
Mailed Paper Statement Fee ………………….	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=paper_statement; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Mailed Paper Statement Fee …………………. $2.00 per month"	Source
Research Fee (one hour minimum) ………	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=account_research; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Research Fee (one hour minimum) ……… $15.00 per hour"	Source
Return Mail/Incorrect Address Fee ……….	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=account_research; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Return Mail/Incorrect Address Fee ………. $5.00 per quarter"	Source
Overdraft & NSFVerified
NSF/EFT/Overdraft fee ………………..………….	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=overdraft; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="NSF/EFT/Overdraft fee ………………..…………. $25.00 per item"	Source
Overdraft Transfer fee …………………………..…
ATM & CardVerified
Debit Card/PIN Replacement Fee ……………	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=card_replacement; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Debit Card/PIN Replacement Fee …………… $5.00"	Source
Check ServicesVerified
Check Cashing Fee for non-members ….	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=check_cashing; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Check Cashing Fee for non-members …. $2.00 per check"	Source
Check copy fee ………………………………………….
Account ServicesVerified
Account Garnishment/Levy ……………………	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=garnishment_levy; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Account Garnishment/Levy …………………… $50.00"	Source
Subordination Agreement ……………………
Other FeesVerified
Statement copy fee …………………………………	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8098. canonical_hint=document_reproduction; text_hash=8d81d86bba3e202e86e6361eb7ef3f5253a826dbda26b7c2aae5661a26b8b197; excerpt="Statement copy fee ………………………………… $3.00 per statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$23.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$23.8M

Total deposits

$19.9M

Service charge income (year to date)

$17K

Fee income ratio

3.2%

Return on assets

0.11%

Financial profile · Pro

Performance from regulator filings

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