23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Checking – Rewards
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Aero Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking – Rewards Monthly service charge | $7.25 | per month | None |
| Close Membership (Within 90 Days of Account Opening) | $5 | Not stated | None |
| Dormant Account - Inactive for 6 | $10 | Not stated | None |
| Dormant Account Fee – Inactive for 6 months | $10 | per month | None |
| Escheatment Fee | $100 | Not stated | None |
| Account Research/Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address Change | $10 | Not stated | None |
| Paper Statement Charge | $2 | Not stated | None |
| Bad Address Charge | $10 | per month | None |
Overdraft & NSF | |||
| A Overdraft Fee is incurred for each item presented, including representment | $35 | per item | None |
| Overdraft Fee | $35 | Not stated | None |
| Overdraft Privilege Standard or Extended Coverage | $35 | per item | None |
| Non-Sufficient Funds Fee (Per Presentment) | $35 | per item | None |
| Returned ACH | $35 | Not stated | None |
| Sufficient Funds (NSF) | $35 | Not stated | None |
ATM & Card | |||
| ATM or Visa Debit Card: Incoming | $10 | Not stated | None |
| ATM/Foreign ATM (Non-AERO/Non-CO-OP) | $2 | per transaction | None |
| Card Replacement (After the First Replacement) | $10 | Not stated | None |
| ATM or Visa Debit Card Replacement Rush Order | $60 | Not stated | None |
Check Services | |||
| Official Check Payable to 3rd Party | $10 | Not stated | None |
| Money Order | $10 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Check/EFT Stop Payment | $35 | Not stated | None |
| Counter Checks | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-Member Check Cashing | $10 | Not stated | None |
Cash & Deposit | |||
| Return Deposit Item (Member Originated) | $35 | Not stated | None |
| Return Deposit Item (member: originated) | $35 | Not stated | None |
Account Services | |||
| Garnishment/Levies | $100 | Not stated | None |
| Subordination Processing | $150 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Retirement & IRA | |||
| Outgoing IRA Transfer Charge | $20 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $3 | Not stated | None |
| Visa Gift Card | $5 | Not stated | None |
Other Fees | |||
| Statement Copy Charge | $2 | Not stated | None |
| Lien Release Sent to MVD/Paper Titles | $10 | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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