Aero Federal Credit Union

Headquarters: Glendale, Arizona
Charter: Credit Union
Assets: $364.4M
Fed district: San Francisco
Regulator: NCUA

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026

How these figures are measured

Call-report figures are for Aero Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Aero Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 15, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Aero Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $346K in Q2 2026, 21% above the same quarter a year earlier ($285K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking – Rewards
Aero Federal Credit Union: $7.25
Aero Federal Credit Union: $7.25
U.S. median: no median
Overdraft (OD)
Aero Federal Credit Union: $35
Aero Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Aero Federal Credit Union: $35
Aero Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 6.5% from Q3 2025 to Q2 2026, to $346K.

Fee income, Q2 2026

$346K

$325KQ3 2025

$300KQ4 2025

$274KQ1 2026

$346KQ2 2026

Against the median

Aero Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Aero Federal Credit Union · $364M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$356M to $373M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Aero Federal Credit Union(this institution)	Glendale, AZ	$364M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Affidian Federal Credit Union	Denver, CO	$360M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Allegiance Federal Credit Union	Oklahoma City, OK	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
C-Plant Federal Credit Union	Paducah, KY	$366M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cardinal Credit Union, Inc.	Mentor, OH	$366M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Class Act Federal Credit Union	Louisville, KY	$365M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Alliance Federal Credit Union	Rochester, MN	$358M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Capital Federal Credit Union	York, PA	$368M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Great Basin Federal Credit Union	Reno, NV	$373M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
HUDSON RIVER COMMUNITY	Corinth, NY	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Industrial Federal Credit Union	Lafayette, IN	$356M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Marshall Community Federal Credit Union	Marshall, MI	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mass Bay Federal Credit Union	South Boston, MA	$367M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Mobility Credit Union	Irving, TX	$358M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
My Federal Credit Union	Bloomington, MN	$366M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Panhandle Federal Credit Union	Panama City, FL	$368M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Peninsula Federal Credit Union	Escanaba, MI	$356M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peopleschoice Federal Credit Union	Biddeford, ME	$367M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Piedmont Advantage Credit Union	Winston Salem, NC	$368M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sharepoint Federal Credit Union	Bloomington, MN	$360M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Signal Financial Federal Credit Union	Kensington, MD	$364M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
St. Jean'S Federal Credit Union	lynn, MA	$373M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Summit Federal Credit Union	Greensboro, NC	$369M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sunbelt Federal Credit Union	Hattiesburg, MS	$366M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
United Financial Federal Credit Union	Saginaw, MI	$360M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Waterbury Connecticut Teachers Federal Credit Union	Waterbury, CT	$365M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.25 (45%) above the median of similar-sized credit unions.

Its published price is $7.25, against a peer median of $5 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Aero Federal Credit UnionPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Aero Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $346K
vs prior quarter: +$72K+26.3%; from Q1 2026
vs a year earlier: +$61K+21.4%; from Q2 2025
vs start of range: +$78K+29.1%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Aero Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$346K	+$72K	+26.3%
Q1 2026	$274K	−$26K	−8.7%
Q4 2025	$300K	−$25K	−7.7%
Q3 2025	$325K	+$40K	+14.0%
Q2 2025	$285K	+$37K	+14.9%
Q1 2025	$248K	−$26K	−9.5%
Q4 2024	$274K	+$6K	+2.2%
Q3 2024	$268K	+$25K	+10.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Aero Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking – Rewards Monthly service charge$7.25
per month
Close Membership (Within 90 Days of Account Opening)$5
Dormant Account - Inactive for 6$10
Dormant Account Fee – Inactive for 6 months$10
per month
Escheatment Fee$100
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Change$10
Paper Statement Charge$2
Bad Address Charge$10
per month

Overdraft & NSF

A Overdraft Fee is incurred for each item presented, including representment$35
per item
Overdraft Fee$35
Overdraft Privilege Standard or Extended Coverage$35
per item
Non-Sufficient Funds Fee (Per Presentment)$35
per item
Returned ACH$35
Sufficient Funds (NSF)$35

ATM & Card

ATM or Visa Debit Card: Incoming$10
ATM/Foreign ATM (Non-AERO/Non-CO-OP)$2
per transaction
Card Replacement (After the First Replacement)$10
ATM or Visa Debit Card Replacement Rush Order$60

Check Services

Official Check Payable to 3rd Party$10
Money Order$10
Money Order$5
Check/EFT Stop Payment$35
Counter Checks$2
Not compared: Charged per page; comparison unavailable
per page
Non-Member Check Cashing$10

Cash & Deposit

Return Deposit Item (Member Originated)$35
Return Deposit Item (member: originated)$35

Account Services

Garnishment/Levies$100
Subordination Processing$150
Verification of Deposit$10

Retirement & IRA

Outgoing IRA Transfer Charge$20

Gift & Prepaid Cards

Visa Gift Card$3
Visa Gift Card$5

Other Fees

Statement Copy Charge$2
Lien Release Sent to MVD/Paper Titles$10

Fee	Amount	Basis	Note
Account Maintenance
Checking – Rewards Monthly service charge	$7.25	per month	None
Close Membership (Within 90 Days of Account Opening)	$5	Not stated	None
Dormant Account - Inactive for 6	$10	Not stated	None
Dormant Account Fee – Inactive for 6 months	$10	per month	None
Escheatment Fee	$100	Not stated	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Change	$10	Not stated	None
Paper Statement Charge	$2	Not stated	None
Bad Address Charge	$10	per month	None
Overdraft & NSF
A Overdraft Fee is incurred for each item presented, including representment	$35	per item	None
Overdraft Fee	$35	Not stated	None
Overdraft Privilege Standard or Extended Coverage	$35	per item	None
Non-Sufficient Funds Fee (Per Presentment)	$35	per item	None
Returned ACH	$35	Not stated	None
Sufficient Funds (NSF)	$35	Not stated	None
ATM & Card
ATM or Visa Debit Card: Incoming	$10	Not stated	None
ATM/Foreign ATM (Non-AERO/Non-CO-OP)	$2	per transaction	None
Card Replacement (After the First Replacement)	$10	Not stated	None
ATM or Visa Debit Card Replacement Rush Order	$60	Not stated	None
Check Services
Official Check Payable to 3rd Party	$10	Not stated	None
Money Order	$10	Not stated	None
Money Order	$5	Not stated	None
Check/EFT Stop Payment	$35	Not stated	None
Counter Checks	$2Not compared: Charged per page; comparison unavailable	per page	None
Non-Member Check Cashing	$10	Not stated	None
Cash & Deposit
Return Deposit Item (Member Originated)	$35	Not stated	None
Return Deposit Item (member: originated)	$35	Not stated	None
Account Services
Garnishment/Levies	$100	Not stated	None
Subordination Processing	$150	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
Outgoing IRA Transfer Charge	$20	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3	Not stated	None
Visa Gift Card	$5	Not stated	None
Other Fees
Statement Copy Charge	$2	Not stated	None
Lien Release Sent to MVD/Paper Titles	$10	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Aero Federal Credit Union's early account closure changes in our data

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