Compared with Arizona
17 of 24
compared fees are above the median.
4 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
57th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Arizona median
of 24 compared; 4 below, 3 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Mohave Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Arizona median | Published fees above the Arizona median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Mohave Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 8.1% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (57th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $55K in Q2 2026, 36% below the same quarter a year earlier ($86K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
17 of 24 compared published fees sit above the Arizona median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Arizona medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $9, the middle of its prices
NSF / Returned Item
Non-Network ATM
Compared at $2, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 44% from Q3 2025 to Q2 2026, to $55K. Its share of revenue, 8.1%, is above the 7.2% median for credit unions with under $300M in assets.
$55K
Mohave Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $0.50 to $2; we compare the midpoint. Monthly maintenance: Listed at $6 to $16; we compare the midpoint.
Mohave Community Federal Credit Union · $61M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Mohave Community Federal Credit Union(this institution) | Kingman, AZ | $61M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Acclaim Federal Credit Union | Greensboro, NC | $60M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Acme Continental Federal Credit Union | Riverdale, IL | $62M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Atlantic City Electric Co Emp Federal Credit Union | Mays Landing, NJ | $63M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Buffalo Conrail Federal Credit Union | Cheektowaga, NY | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| C C S E Federal Credit Union | Salamanca, NY | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Pioneers Federal Credit Union | Lafayette, LA | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Five Star Of Maryland Federal Credit Union | Baltimore, MD | $63M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Green River Area Federal Credit Union | Owensboro, KY | $60M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Kingsport, TN | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jackson Area Federal Credit Union | Jackson, MS | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| La Joya Area Federal Credit Union | La Joya, TX | $62M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lm Federal Credit Union | Baltimore, MD | $60M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Loco Federal Credit Union | Alamogordo, NM | $61M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Merho Federal Credit Union | Johnstown, PA | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Mill Town Federal Credit Union | Everett, WA | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Morrisons Cove 1St Federal Credit Union | Roaring Spring, PA | $62M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Morton Lane Federal Credit Union | Buffalo, NY | $63M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Motion Federal Credit Union | Linden, NJ | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| New Century Federal Credit Union | Joliet, IL | $60M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Panhandle Federal Credit Union | Wellington, KS | $62M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Promedica Federal Credit Union | Toledo, OH | $60M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| San Juan Mountains Federal Credit Union | Montrose, CO | $61M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Bridgeway Federal Credit Union | Phenix City, AL | $62M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Topmark Federal Credit Union | Cridersville, OH | $63M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| University Of Louisiana Federal Credit Union | Lafayette, LA | $61M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $9, the middle of its four prices, against a peer median of $2.48 among 12 publishing peers.
Its four checking prices are $6, $6, $12 and $16.
$9 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.
Call reports for Mohave Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $55K | −$32K | −36.8% |
| Q1 2026 | $87K | −$6K | −6.5% |
| Q4 2025 | $93K | −$5K | −5.1% |
| Q3 2025 | $98K | +$12K | +14.0% |
| Q2 2025 | $86K | −$3K | −3.4% |
| Q1 2025 | $89K | +$2K | +2.3% |
| Q4 2024 | $87K | −$8K | −8.4% |
| Q3 2024 | $95K | −$1K | −1.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Mohave Community Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Mohave Community Federal Credit Union by share.
Amounts from Mohave Community Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month · Waived With Average Daily Balance of $500.00
per month
per month
per month
per quarter
per hour · Account Reconciling Fee (min one hour) | $25.00 per hour
per hour · Account Reconciling Fee (per hour-minimum one hour) | $25.00
per item
per item
per item
per item
per statement · Statement Copy Fee (per statement) | $8.50
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking Monthly service charge (audience not stated, treated as personal) | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | Waived With Average Daily Balance of $500.00 |
| Monthly service charge | $16Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge (based on daily balance below $1,000.00) | $12Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Closed Within 90 Days of Opening | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant – No activity for one year | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Escheat Fee (After Three Years of Inactivity) | $50Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Reconciling Fee (min one hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciling Fee (min one hour) | $25.00 per hour |
| Account Reconciling Fee (per hour-minimum one hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciling Fee (per hour-minimum one hour) | $25.00 |
| Account Research Fee | $25Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Return Mail Fee | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices) | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Overdraft Protection Transfer Fee (from Line of Credit) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| ATM Withdrawal | $2Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Withdrawal (after 6 per month at foreign ATM’s) | $2Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Balance Inquiry | $0.50Below the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement for lost or damaged card | $12Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers: Incoming | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers: International (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Official Check Stop Payment (lost, stolen, or destroyed) | $35Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payments (per item) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Non-Member Check Cashing Fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Check Copy Fee | $15Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Uncollected Funds Charge (this includes VISA Debit Card, ACH, Bill Pay, and other related devices) | $35Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| Deposited Checks Returned – 3rd Party | $25Inside the U.S. middle 50% ($8.81 to $25 nationally) | Not stated | None |
| Deposited Checks Returned (Member Account at Another Institution) | $30Above the U.S. middle 50% ($8.81 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Service (Member) | $7Above the U.S. middle 50% ($0 to $5 nationally) | per item | None |
| Legal Processing (garnishment, levy, etc.) | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Legal Processing | $100Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Verification of Deposit | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Transfer/Closeout Fee (per transaction) | $25Inside the U.S. middle 50% ($25 to $35 nationally) | per item | None |
Other Fees | |||
| Fax Service | $8Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement Copy Fee (per statement) | $8.50Not compared: Charged per statement; comparison unavailable | per statement | Statement Copy Fee (per statement) | $8.50 |
| Duplicate Lien Release | $6Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Loan Application Fee | No chargeBelow the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Loan Extension Fee | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Loan Payment Using Check by Phone | $5Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Mohave Community Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
1 office in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Kingman, AZ | 1 |
Largest competitors nearby
Local market: Mohave county, AZ, around its headquarters.
| 10 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 28% |
| Wells Fargo Bank, National Association | 27.9% |
| Glacier Bank | 18.2% |
| Zions Bancorporation, N.A. | 7.5% |
| PNC Bank, National Association | 5% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.