Mohave Community Federal Credit Union

Headquarters: Kingman, Arizona
Charter: Credit Union
Assets: $61.4M
Fed district: San Francisco

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $9, the middle of its prices
Mohave Community Federal Credit Union: $6 to $16
Mohave Community Federal Credit Union: $6 to $16
U.S. median: no median
NSF / Returned Item
Mohave Community Federal Credit Union: $35
Mohave Community Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Mohave Community Federal Credit Union: $0.50 to $2
Mohave Community Federal Credit Union: $0.50 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mohave Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly service charge (audience not stated, treated as personal)$6
per month · Waived With Average Daily Balance of $500.00
Monthly service charge$16
per month
Monthly service charge$6
per month
Monthly service charge (based on daily balance below $1,000.00)$12
per month
Account Closed Within 90 Days of Opening$15
Dormant – No activity for one year$15
Not compared: Quarterly charge, not monthly
per quarter
Escheat Fee (After Three Years of Inactivity)$50
Account Reconciling Fee (min one hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciling Fee (min one hour) | $25.00 per hour
Account Reconciling Fee (per hour-minimum one hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciling Fee (per hour-minimum one hour) | $25.00
Account Research Fee$25
Return Mail Fee$5

Overdraft & NSF

Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)$35
Overdraft Protection Transfer Fee (from Line of Credit)$5
per item

ATM & Card

ATM Withdrawal$2
ATM Withdrawal (after 6 per month at foreign ATM’s)$2
Balance Inquiry$0.50
Replacement for lost or damaged card$12

Wire Transfers

Wire Transfers: Outgoing$30
Wire Transfers: Incoming$20
Wire Transfers: International (audience not stated, treated as personal)$50

Check Services

Official Check Stop Payment (lost, stolen, or destroyed)$35
Stop Payments (per item)$35
per item
Non-Member Check Cashing Fee$6
Check Copy Fee$15
per item

Digital & Electronic

Uncollected Funds Charge (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)$35

Cash & Deposit

Deposited Checks Returned – 3rd Party$25
Deposited Checks Returned (Member Account at Another Institution)$30

Account Services

Notary Service (Member)$7
per item
Legal Processing (garnishment, levy, etc.)$100
Legal Processing$100
Verification of Deposit$15

Retirement & IRA

IRA Transfer/Closeout Fee (per transaction)$25
per item

Other Fees

Fax Service$8
Statement Copy Fee (per statement)$8.50
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy Fee (per statement) | $8.50
Duplicate Lien Release$6
Loan Application FeeNo charge
Loan Extension Fee$25
Loan Payment Using Check by Phone$5

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly service charge (audience not stated, treated as personal)	$6	per month	Waived With Average Daily Balance of $500.00
Monthly service charge	$16	per month	None
Monthly service charge	$6	per month	None
Monthly service charge (based on daily balance below $1,000.00)	$12	per month	None
Account Closed Within 90 Days of Opening	$15	Not stated	None
Dormant – No activity for one year	$15Not compared: Quarterly charge, not monthly	per quarter	None
Escheat Fee (After Three Years of Inactivity)	$50	Not stated	None
Account Reconciling Fee (min one hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciling Fee (min one hour) \| $25.00 per hour
Account Reconciling Fee (per hour-minimum one hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciling Fee (per hour-minimum one hour) \| $25.00
Account Research Fee	$25	Not stated	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)	$35	Not stated	None
Overdraft Protection Transfer Fee (from Line of Credit)	$5	per item	None
ATM & Card
ATM Withdrawal	$2	Not stated	None
ATM Withdrawal (after 6 per month at foreign ATM’s)	$2	Not stated	None
Balance Inquiry	$0.50	Not stated	None
Replacement for lost or damaged card	$12	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$30	Not stated	None
Wire Transfers: Incoming	$20	Not stated	None
Wire Transfers: International (audience not stated, treated as personal)	$50	Not stated	None
Check Services
Official Check Stop Payment (lost, stolen, or destroyed)	$35	Not stated	None
Stop Payments (per item)	$35	per item	None
Non-Member Check Cashing Fee	$6	Not stated	None
Check Copy Fee	$15	per item	None
Digital & Electronic
Uncollected Funds Charge (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)	$35	Not stated	None
Cash & Deposit
Deposited Checks Returned – 3rd Party	$25	Not stated	None
Deposited Checks Returned (Member Account at Another Institution)	$30	Not stated	None
Account Services
Notary Service (Member)	$7	per item	None
Legal Processing (garnishment, levy, etc.)	$100	Not stated	None
Legal Processing	$100	Not stated	None
Verification of Deposit	$15	Not stated	None
Retirement & IRA
IRA Transfer/Closeout Fee (per transaction)	$25	per item	None
Other Fees
Fax Service	$8	Not stated	None
Statement Copy Fee (per statement)	$8.50Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy Fee (per statement) \| $8.50
Duplicate Lien Release	$6	Not stated	None
Loan Application Fee	No charge	Not stated	None
Loan Extension Fee	$25	Not stated	None
Loan Payment Using Check by Phone	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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