Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Mohave Community Federal Credit Union

Kingman, ArizonaCredit UnionDallas Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 90 Days of Opening$15Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=early_closure; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Account Closed Within 90 Days of Opening | $15.00" · Source

Account Research Fee$25

At the national median

Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=account_research; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Account Research Fee | $25.00" · Source

Dormant – No activity for one year$15

$10 above the national median

Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=dormant_account; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Dormant – No activity for one year | $15.00/quarter" · Source

Overdraft & NSFVerified

Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)$35Above the typical range ($15–$32 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=nsf; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices) | $35.00" · Source
Overdraft Protection Transfer Fee (from Line of Credit)$5Within the typical range ($3–$7.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=od_protection_transfer; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Overdraft Protection Transfer Fee (from Line of Credit) | $5.00 per transfer" · Source

ATM & CardVerified

ATM Transaction Fee (MCFCU ATM)$0Below the typical range ($1–$3.93 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #1113. canonical_hint=atm_non_network; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="ATM Transaction Fee (MCFCU ATM) | Free" · Source
ATM Withdrawal (after 6 per month at foreign ATM’s)$2Within the typical range ($1–$3.93 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=atm_non_network; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="ATM Withdrawal (after 6 per month at foreign ATM’s) | $2.00" · Source
Replacement for lost or damaged card$12Above the typical range ($5–$10 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=card_replacement; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Replacement for lost or damaged card | $12.00" · Source

Check ServicesVerified

Check Copy Fee$15Above the typical range ($2–$5 nationally)
$12 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=check_image; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Check Copy Fee | $15.00 per check" · Source
Non-Member Check Cashing Fee$6Within the typical range ($5–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=check_cashing; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Non-Member Check Cashing Fee | $6.00" · Source

Digital & ElectronicVerified

Stop Payments (per item) includes member check, teller check, bill pay and ACH$35Above the typical range ($0–$12.45 nationally)
$30 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=bill_pay; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Stop Payments (per item) includes member check, teller check, bill pay and ACH | $35.00" · Source
Uncollected Funds Charge (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)$35Above the typical range ($0–$12.45 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=bill_pay; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Uncollected Funds Charge (this includes VISA Debit Card, ACH, Bill Pay, and other related devices) | $35.00" · Source

Account ServicesVerified

Balance Inquiry$0.50Below the typical range ($1–$2 nationally)
$1.13 below the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=balance_inquiry; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Balance Inquiry | $0.50" · Source
Legal Processing (garnishment, levy, etc.)$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=garnishment_levy; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Legal Processing (garnishment, levy, etc.) | $100.00" · Source
Notary Service (Member)$7Above the typical range ($0–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=notary_fee; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Notary Service (Member) | $7.00 per stamp" · Source

Lending FeesVerified

Credit Card Late Payment Fee | Up to$30Above the typical range ($15–$28.25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=late_payment; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Credit Card Late Payment Fee | Up to $30.00" · Source
Loan Extension Fee$25Within the typical range ($25–$100 nationally)
$8.50 below the national median
Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=loan_origination; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Loan Extension Fee | $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 90 Days of Opening	$15Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=early_closure; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Account Closed Within 90 Days of Opening \| $15.00"	Source
Account Research Fee	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=account_research; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Account Research Fee \| $25.00"	Source
Dormant – No activity for one year	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=dormant_account; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Dormant – No activity for one year \| $15.00/quarter"	Source
Overdraft & NSFVerified
Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)	$35Above the typical range ($15–$32 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=nsf; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Insufficient Funds Charge-Returned (this includes VISA Debit Card, ACH, Bill Pay, and other related devices) \| $35.00"	Source

ATM & CardVerified
ATM Transaction Fee (MCFCU ATM)	$0Below the typical range ($1–$3.93 nationally)	$2 below the national median	—	Knox read a free fee from Rosetta artifact #1113. canonical_hint=atm_non_network; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="ATM Transaction Fee (MCFCU ATM) \| Free"	Source
ATM Withdrawal (after 6 per month at foreign ATM’s)
Check ServicesVerified
Check Copy Fee	$15Above the typical range ($2–$5 nationally)	$12 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=check_image; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Check Copy Fee \| $15.00 per check"	Source
Non-Member Check Cashing Fee
Digital & ElectronicVerified
Stop Payments (per item) includes member check, teller check, bill pay and ACH	$35Above the typical range ($0–$12.45 nationally)	$30 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=bill_pay; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Stop Payments (per item) includes member check, teller check, bill pay and ACH \| $35.00"	Source

Account ServicesVerified
Balance Inquiry	$0.50Below the typical range ($1–$2 nationally)	$1.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=balance_inquiry; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Balance Inquiry \| $0.50"	Source
Legal Processing (garnishment, levy, etc.)
Lending FeesVerified
Credit Card Late Payment Fee \| Up to	$30Above the typical range ($15–$28.25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1113. canonical_hint=late_payment; text_hash=56db9c10313ba4fc857bae8ca6cce352988ea034c632e62f29901a5f546867b1; excerpt="Credit Card Late Payment Fee \| Up to $30.00"	Source
Loan Extension Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

25% above the national median NSF fee

Total fees: 17 — leaner than most institutions

Verified fees

Under review

Assets

$61.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$61.4M

Total deposits

$53.9M

Service charge income (year to date)

$142K

Fee income ratio

8.1%

Return on assets

0.92%

Financial profile · Pro

Performance from regulator filings

Overdraft Protection Transfer Fee (from Line of Credit)

Uncollected Funds Charge (this includes VISA Debit Card, ACH, Bill Pay, and other related devices)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

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