Embold Federal Credit Union

Headquarters: Oregon City, Oregon
Charter: Credit Union
Assets: $595.7M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Embold Federal Credit Union: $12
Embold Federal Credit Union: $12
U.S. median: no median
NSF / Returned Item
Embold Federal Credit Union: $12
Embold Federal Credit Union: $12
U.S. median: no median
Non-Network ATM
Embold Federal Credit Union: $1.50
Embold Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Embold Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Fee$10
per month
Required for all: Paper Statement Fee$3
Returned Mail/Unknown$10
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdraft Fee$12
Non-Sufficient Funds (NSF)$12
Overdraft Transfer FeeNo charge

ATM & Card

Non-Network ATM Transactions$1.50
per item

Wire Transfers

Wire Transfer - International$15

Check Services

Corporate Check Fee$5
per item
Stop Payment$12
per item
Temporary Check Fee$4
per item

Digital & Electronic

Bill PayNo charge

Account Services

Legal Process$40

Other Fees

Copy of Visa Debit/Credit: Incoming$8
per item
Statement Copy$1
per item
Lien Release Fee. Oregon$159

Fee	Amount	Basis	Note
Account Maintenance
Inactive Fee	$10	per month	None
Required for all: Paper Statement Fee	$3	Not stated	None
Returned Mail/Unknown	$10Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdraft Fee	$12	Not stated	None
Non-Sufficient Funds (NSF)	$12	Not stated	None
Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Non-Network ATM Transactions	$1.50	per item	None
Wire Transfers
Wire Transfer - International	$15	Not stated	None
Check Services
Corporate Check Fee	$5	per item	None
Stop Payment	$12	per item	None
Temporary Check Fee	$4	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Account Services
Legal Process	$40	Not stated	None
Other Fees
Copy of Visa Debit/Credit: Incoming	$8	per item	None
Statement Copy	$1	per item	None
Lien Release Fee. Oregon	$159	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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