Public Service Federal Credit Union

Headquarters: Middlesex, New Jersey
Charter: Credit Union
Assets: $40.4M
Fed district: New York

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Public Service Federal Credit Union: $40
Public Service Federal Credit Union: $40
U.S. median: no median
Non-Network ATM
Public Service Federal Credit Union: $3
Public Service Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
Public Service Federal Credit Union: $35
Public Service Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Public Service Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closing Fee (within 6 months of opening)$10
Dormant LeQer Returned Undeliverable$5
Eschew money to the state for dormant account$15
InacNve Member (dormant 12 months) - Monthly$15
per month
Account ReconciliaNon (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account ReconciliaNon (per hour) | $20.00
Bad address fee- per statement period$5
per month

Overdraft & NSF

NSF Fee (Check or ACH) - Per TransacNon$40
Returned Check Fee$40

ATM & Card

More than 10 ATM Withdrawals in One Month$3
Replacement of Lost Debit Card$10

Wire Transfers

Outgoing Wire Fee$35

Check Services

Stop Payment Fee$30
Stop Payment Fee (series of checks)$35
Copy of a Check$5
per item

Account Services

Notary Public - MemberNo charge
Levies, Garnishments, etc$25

Lending Fees

Late Payment Fee (each loan over 7 days)$25
per item

Retirement & IRA

IRA Transfer Fee - To Another InsNtuNon$25

Other Fees

Fax Service Fee (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy Fee (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copies - Monthly$5
Not compared: Monthly charge, not per item
per month
Skip-A-Pay – Per Loan$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Closing Fee (within 6 months of opening)	$10	Not stated	None
Dormant LeQer Returned Undeliverable	$5	Not stated	None
Eschew money to the state for dormant account	$15	Not stated	None
InacNve Member (dormant 12 months) - Monthly	$15	per month	None
Account ReconciliaNon (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account ReconciliaNon (per hour) \| $20.00
Bad address fee- per statement period	$5	per month	None
Overdraft & NSF
NSF Fee (Check or ACH) - Per TransacNon	$40	Not stated	None
Returned Check Fee	$40	Not stated	None
ATM & Card
More than 10 ATM Withdrawals in One Month	$3	Not stated	None
Replacement of Lost Debit Card	$10	Not stated	None
Wire Transfers
Outgoing Wire Fee	$35	Not stated	None
Check Services
Stop Payment Fee	$30	Not stated	None
Stop Payment Fee (series of checks)	$35	Not stated	None
Copy of a Check	$5	per item	None
Account Services
Notary Public - Member	No charge	Not stated	None
Levies, Garnishments, etc	$25	Not stated	None
Lending Fees
Late Payment Fee (each loan over 7 days)	$25	per item	None
Retirement & IRA
IRA Transfer Fee - To Another InsNtuNon	$25	Not stated	None
Other Fees
Fax Service Fee (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy Fee (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies - Monthly	$5Not compared: Monthly charge, not per item	per month	None
Skip-A-Pay – Per Loan	$50	per item	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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