Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Canopy Federal Credit Union

Spokane, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research, per hour$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=account_research; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Account Research, per hour | $25.00 ($25.00 minimum)" · Source

Inactive fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=dormant_account; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Inactive fee | $5.00 per month" · Source

Paper Statement Fee$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=paper_statement; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Paper Statement Fee | $2.00" · Source

Overdraft & NSFVerified

NSF (written by member on a non-Canopy account)$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=nsf; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="NSF (written by member on a non-Canopy account) | $25.00" · Source

ATM & CardVerified

Replacement Card Fee, each$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=card_replacement; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Replacement Card Fee, each | $10.00" · Source

Wire TransfersVerified

Wire Transfer Domestic (outgoing)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=wire_domestic_outgoing; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Wire Transfer Domestic (outgoing) | $25.00" · Source

Digital & ElectronicVerified

ACH Returned Debits Nonsufficient Funds (NSF)$28Within the typical range ($15–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=ach_return; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="ACH Returned Debits Nonsufficient Funds (NSF) | $28.00" · Source

Account ServicesVerified

Garnishment & Levy$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=garnishment_levy; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Garnishment & Levy | $50.00" · Source

Retirement & IRAVerified

IRA Annual Maintenance Fee$25Within the typical range ($10–$25 nationally)
$10 above the national median
per year · Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=ira_administration; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="IRA Annual Maintenance Fee | $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research, per hour	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=account_research; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Account Research, per hour \| $25.00 ($25.00 minimum)"	Source
Inactive fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=dormant_account; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Inactive fee \| $5.00 per month"	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=paper_statement; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Paper Statement Fee \| $2.00"	Source
Overdraft & NSFVerified
NSF (written by member on a non-Canopy account)	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=nsf; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="NSF (written by member on a non-Canopy account) \| $25.00"	Source
ATM & CardVerified
Replacement Card Fee, each	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=card_replacement; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Replacement Card Fee, each \| $10.00"	Source
Wire TransfersVerified
Wire Transfer Domestic (outgoing)	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=wire_domestic_outgoing; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Wire Transfer Domestic (outgoing) \| $25.00"	Source
Digital & ElectronicVerified
ACH Returned Debits Nonsufficient Funds (NSF)	$28Within the typical range ($15–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=ach_return; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="ACH Returned Debits Nonsufficient Funds (NSF) \| $28.00"	Source
Account ServicesVerified
Garnishment & Levy	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=garnishment_levy; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="Garnishment & Levy \| $50.00"	Source
Retirement & IRAVerified
IRA Annual Maintenance Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per year	Knox deterministic extraction from Rosetta artifact #2511. canonical_hint=ira_administration; text_hash=64cc8d008b72179f91dab0606efe0dbb6b9489a3a55f30a5a546f40f29fffc9e; excerpt="IRA Annual Maintenance Fee \| $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$222.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$222.0M

Total deposits

$198.0M

Service charge income (year to date)

$685K

Fee income ratio

8.5%

Return on assets

-0.18%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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