Hawaii First Federal Credit Union

Headquarters: Kamuela, Hawaii
Charter: Credit Union
Assets: $73.4M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hawaii First Federal Credit Union: $25
Hawaii First Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Hawaii First Federal Credit Union: $1
Hawaii First Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Hawaii First Federal Credit Union: $25
Hawaii First Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Hawaii First Federal Credit Union · $73M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$72M to $75M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Hawaii First Federal Credit Union(this institution)	Kamuela, HI	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albright Federal Credit Union	Bethel, CT	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Altamaha Federal Credit Union	Jesup, GA	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Beacon Community Federal Credit Union	Louisville, KY	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Champion Federal Credit Union	Toledo, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland-Bradley Cty Teacher Federal Credit Union	Cleveland, TN	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Delta County Federal Credit Union	Delta, CO	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Education Personnel Federal Credit Union	Danville, IL	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ely Area Federal Credit Union	Ely, MN	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ever $ Green Federal Credit Union	Rochester, NY	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Priority Federal Credit Union	Huntington, WV	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Galaxy Federal Credit Union	Franklin, PA	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hurricane Creek Federal Credit Union	Benton, AR	$72M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Integrity Federal Credit Union	Barberton, OH	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Jeep Country Federal Credit Union	Holland, OH	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
L C E Federal Credit Union	Painesville, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lennox Employees Federal Credit Union	Marshalltown, IA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Midwest Regional Federal Credit Union	Kansas City, KS	$72M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New England Teamsters Federal Credit Union	Charlestown, MA	$75M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
New York Times Employees Federal Credit Union	New York, NY	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Star Credit Union, Inc.	Portsmouth, VA	$74M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Polam Federal Credit Union	Redwood City, CA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Professional Fire Fighters Federal Credit Union	Shreveport, LA	$73M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texan Sky Federal Credit Union	Dumas, TX	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Tobacco Valley Teachers Federal Credit Union	Enfield, CT	$72M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Poles Federal Credit Union	Perth Amboy, NJ	$72M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Hawaii First Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4.50 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

Hawaii First Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Hawaii First Federal Cred…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Hawaii First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 30 days of Opening$50
per item
Dormant Account (one year of inactivity)$5
Not compared: Annual charge, not monthly
per year
Account Research$10
Invalid Address/Returned Mail$5
per month

Overdraft & NSF

Debit Card Overdraft$25
Overdraft Privilege$25
per item

ATM & Card

ATM surcharge$1
per transaction
Plastic Card Reissue$12
per transaction

Wire Transfers

Wire (Domestic Outgoing)$25
per item
Wire (International Outgoing)$50
per item

Check Services

Cashier’s Check$5
per item
Stop Payment$25
per item
Check Cashing$5
per item
Check Copy$5
per item

Account Services

Legal processing$50
per item

Other Fees

Photocopy$0.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 30 days of Opening	$50	per item	None
Dormant Account (one year of inactivity)	$5Not compared: Annual charge, not monthly	per year	None
Account Research	$10	Not stated	None
Invalid Address/Returned Mail	$5	per month	None
Overdraft & NSF
Debit Card Overdraft	$25	Not stated	None
Overdraft Privilege	$25	per item	None
ATM & Card
ATM surcharge	$1	per transaction	None
Plastic Card Reissue	$12	per transaction	None
Wire Transfers
Wire (Domestic Outgoing)	$25	per item	None
Wire (International Outgoing)	$50	per item	None
Check Services
Cashier’s Check	$5	per item	None
Stop Payment	$25	per item	None
Check Cashing	$5	per item	None
Check Copy	$5	per item	None
Account Services
Legal processing	$50	per item	None
Other Fees
Photocopy	$0.50	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hawaii First Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hawaii First Federal Credit Union: $25
Hawaii First Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Hawaii First Federal Credit Union: $1
Hawaii First Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Hawaii First Federal Credit Union: $25
Hawaii First Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Hawaii First Federal Credit Union · $73M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$72M to $75M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Hawaii First Federal Credit Union(this institution)	Kamuela, HI	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Albright Federal Credit Union	Bethel, CT	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Altamaha Federal Credit Union	Jesup, GA	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Beacon Community Federal Credit Union	Louisville, KY	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Champion Federal Credit Union	Toledo, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland-Bradley Cty Teacher Federal Credit Union	Cleveland, TN	$74M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Delta County Federal Credit Union	Delta, CO	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Education Personnel Federal Credit Union	Danville, IL	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ely Area Federal Credit Union	Ely, MN	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ever $ Green Federal Credit Union	Rochester, NY	$73M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Priority Federal Credit Union	Huntington, WV	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Galaxy Federal Credit Union	Franklin, PA	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hurricane Creek Federal Credit Union	Benton, AR	$72M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Integrity Federal Credit Union	Barberton, OH	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Jeep Country Federal Credit Union	Holland, OH	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
L C E Federal Credit Union	Painesville, OH	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lennox Employees Federal Credit Union	Marshalltown, IA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Midwest Regional Federal Credit Union	Kansas City, KS	$72M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New England Teamsters Federal Credit Union	Charlestown, MA	$75M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
New York Times Employees Federal Credit Union	New York, NY	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Star Credit Union, Inc.	Portsmouth, VA	$74M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Polam Federal Credit Union	Redwood City, CA	$73M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Professional Fire Fighters Federal Credit Union	Shreveport, LA	$73M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texan Sky Federal Credit Union	Dumas, TX	$75M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Tobacco Valley Teachers Federal Credit Union	Enfield, CT	$72M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Poles Federal Credit Union	Perth Amboy, NJ	$72M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Hawaii First Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4.50 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

Hawaii First Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Hawaii First Federal Cred…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Hawaii First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 30 days of Opening$50
per item
Dormant Account (one year of inactivity)$5
Not compared: Annual charge, not monthly
per year
Account Research$10
Invalid Address/Returned Mail$5
per month

Overdraft & NSF

Debit Card Overdraft$25
Overdraft Privilege$25
per item

ATM & Card

ATM surcharge$1
per transaction
Plastic Card Reissue$12
per transaction

Wire Transfers

Wire (Domestic Outgoing)$25
per item
Wire (International Outgoing)$50
per item

Check Services

Cashier’s Check$5
per item
Stop Payment$25
per item
Check Cashing$5
per item
Check Copy$5
per item

Account Services

Legal processing$50
per item

Other Fees

Photocopy$0.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 30 days of Opening	$50	per item	None
Dormant Account (one year of inactivity)	$5Not compared: Annual charge, not monthly	per year	None
Account Research	$10	Not stated	None
Invalid Address/Returned Mail	$5	per month	None
Overdraft & NSF
Debit Card Overdraft	$25	Not stated	None
Overdraft Privilege	$25	per item	None
ATM & Card
ATM surcharge	$1	per transaction	None
Plastic Card Reissue	$12	per transaction	None
Wire Transfers
Wire (Domestic Outgoing)	$25	per item	None
Wire (International Outgoing)	$50	per item	None
Check Services
Cashier’s Check	$5	per item	None
Stop Payment	$25	per item	None
Check Cashing	$5	per item	None
Check Copy	$5	per item	None
Account Services
Legal processing	$50	per item	None
Other Fees
Photocopy	$0.50	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.