Hawaii First Federal Credit Union

Headquarters: Kamuela, Hawaii
Charter: Credit Union
Assets: $73.4M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hawaii First Federal Credit Union: $25
Hawaii First Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Hawaii First Federal Credit Union: $1
Hawaii First Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Hawaii First Federal Credit Union: $25
Hawaii First Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hawaii First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 30 days of Opening$50
per item
Dormant Account (one year of inactivity)$5
Not compared: Annual charge, not monthly
per year
Account Research$10
Invalid Address/Returned Mail$5
per month

Overdraft & NSF

Debit Card Overdraft$25
Overdraft Privilege$25
per item

ATM & Card

ATM surcharge$1
per transaction
Plastic Card Reissue$12
per transaction

Wire Transfers

Wire (Domestic Outgoing)$25
per item
Wire (International Outgoing)$50
per item

Check Services

Cashier’s Check$5
per item
Stop Payment$25
per item
Check Cashing$5
per item
Check Copy$5
per item

Account Services

Legal processing$50
per item

Other Fees

Photocopy$0.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 30 days of Opening	$50	per item	None
Dormant Account (one year of inactivity)	$5Not compared: Annual charge, not monthly	per year	None
Account Research	$10	Not stated	None
Invalid Address/Returned Mail	$5	per month	None
Overdraft & NSF
Debit Card Overdraft	$25	Not stated	None
Overdraft Privilege	$25	per item	None
ATM & Card
ATM surcharge	$1	per transaction	None
Plastic Card Reissue	$12	per transaction	None
Wire Transfers
Wire (Domestic Outgoing)	$25	per item	None
Wire (International Outgoing)	$50	per item	None
Check Services
Cashier’s Check	$5	per item	None
Stop Payment	$25	per item	None
Check Cashing	$5	per item	None
Check Copy	$5	per item	None
Account Services
Legal processing	$50	per item	None
Other Fees
Photocopy	$0.50	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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