Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Hawaii First Federal Credit Union

Kamuela, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 30 days of Opening$50Above the typical range ($10–$25 nationally)

per item · Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=early_closure; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Account Closed Within 30 days of Opening .................... $50.00 | Overdraft Privilege… ......................................... $25.00 per item" · Source

Account Research$10

$15 below the national median

Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=account_research; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Account Research ...................................... $10.00 per half hour | Photocopy… ....................................................... $0.50 per page" · Source

Dormant Account (one year of inactivity)$5

At the national median

per year · Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=dormant_account; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Dormant Account (one year of inactivity) ............. $5.00 per year" · Source

Overdraft & NSFVerified

Debit Card Overdraft$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=overdraft; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Debit Card Overdraft ....................................................... $25.00 | Wire (International Outgoing) ....................... $50.00 per transfer" · Source

ATM & CardVerified

ATM surcharge$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=atm_non_network; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="*ATM surcharge ....................................... $1.00 per transaction | Plastic Card Reissue ....................................................... $12.00" · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=cashiers_check; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Cashier’s Check ....................................................... $5.00 each | Plastic Card Rush Order (Pass-Through) ............. Minimum $50" · Source
Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=check_cashing; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Check Cashing .................................................... $5.00 per item | Stop Payment .................................................... $25.00 per item" · Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=check_image; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Check Copy ......................................................... $5.00 per item | Wire (Domestic Outgoing) ............................ $25.00 per transfer" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 30 days of Opening	$50Above the typical range ($10–$25 nationally)	$35 above the national median	per item	Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=early_closure; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Account Closed Within 30 days of Opening .................... $50.00 \| Overdraft Privilege… ......................................... $25.00 per item"	Source
Account Research	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=account_research; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Account Research ...................................... $10.00 per half hour \| Photocopy… ....................................................... $0.50 per page"	Source
Dormant Account (one year of inactivity)	$5Within the typical range ($5–$10 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=dormant_account; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Dormant Account (one year of inactivity) ............. $5.00 per year"	Source
Overdraft & NSFVerified
Debit Card Overdraft	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=overdraft; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Debit Card Overdraft ....................................................... $25.00 \| Wire (International Outgoing) ....................... $50.00 per transfer"	Source
ATM & CardVerified
ATM surcharge	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=atm_non_network; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="*ATM surcharge ....................................... $1.00 per transaction \| Plastic Card Reissue ....................................................... $12.00"	Source
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10469. canonical_hint=cashiers_check; text_hash=11c13720712a29ae6625735066c0460a99ada2bcae8b2a5413ef45a606a0dd53; excerpt="Cashier’s Check ....................................................... $5.00 each \| Plastic Card Rush Order (Pass-Through) ............. Minimum $50"	Source

Fee change alerts

Get an email when Hawaii First Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Hawaii First Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 8 — leaner than most institutions

Headline fees published

3 of 15

Published fees

Under review

Assets

$73.4M

Work at Hawaii First Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$73.4M

Total deposits

$63.2M

Service charge income (year to date)

$123K

Fee income ratio

4.3%

Return on assets

0.90%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

See pricing