16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 7, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Elevated Checking $6 · Elevated Plus Checking $10
Compared at $8, the middle of its prices
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Utah Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per item
per item
per item
per year
per year
per year
per year
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Elevated Checking Fee (audience not stated, treated as personal) | $6 | per month | None |
| Elevated Plus Checking Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Reconciliation/Research Fee (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address Fee | $5Not compared: Per-item charge, not monthly | per item | None |
ATM & Card | |||
| ATM Transaction or Inquiry Fee | $1.50 | Not stated | None |
Wire Transfers | |||
| Domestic Wire Withdrawal Fee (audience not stated, treated as personal) | $15 | per item | None |
| Domestic Wire Deposit Fee (audience not stated, treated as personal) | $10 | per item | None |
| International Wire Withdrawal Fee | $40 | per item | None |
| International Wire Deposit Fee (audience not stated, treated as personal) | $10 | per item | None |
Check Services | |||
| Cashier Check Fee (audience not stated, treated as personal) | $1 | per item | None |
| Stop Payment Fee (audience not stated, treated as personal) | $20 | per item | None |
| Check Copy Retrieval Fee (audience not stated, treated as personal) | $3 | per item | None |
Digital & Electronic | |||
| ACH Returned Payment Reactivation | $10 | per item | None |
Cash & Deposit | |||
| Returned Deposit Fee (audience not stated, treated as personal) | $25 | per item | None |
Account Services | |||
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $75 | per year | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box 3x5 (audience not stated, treated as personal) | $15 | per year | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $35 | per year | None |
| Safe Deposit Box Drilling Fee (audience not stated, treated as personal) | $175Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement Fee (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | per item | None |
| Garnishment Fee (audience not stated, treated as personal) | $100 | per item | None |
| Letter of Account Verification (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| Copy Fee (electronic) (audience not stated, treated as personal) | $25 | Not stated | None |
| Copy Fee (paper) (audience not stated, treated as personal) | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Skip Payment Fee (audience not stated, treated as personal) | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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