United Trades Federal Credit Union

Headquarters: Tualatin, Oregon
Charter: Credit Union
Assets: $56.3M
Fed district: San Francisco

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
UA Checking
United Trades Federal Credit Union: $5
United Trades Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
United Trades Federal Credit Union: $20
United Trades Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
United Trades Federal Credit Union: $2
United Trades Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Trades Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

UA Checking Monthly fee$5
per month
Dormant Account per month$5
per month
Statement Fee per paper statement$2.95
Returned Mail Processing$5

Overdraft & NSF

Non-Sufficient Funds$20
Overdraft Transfer - Share$5

ATM & Card

ATM User Fees$2
per item
Card Replacement$10
Rush Shipping for ATM card$50
Rush Shipping for Debit Card$50

Wire Transfers

Wire Transfer Outgoing$18

Check Services

Cashier's Check$5
Cashier’s Check can only exchange$10
Money Order$2
Stop Payment all forms$25
Check cashing fee can only cash$10
Check Cashing Fee without$5
Cleared Check Copy$7

Cash & Deposit

Cash Advance from a non$10
Cash Advance VISA or MasterCard$20
Deposit Item Return$20

Account Services

Notary Services$10
Garnishment or Levy$30

Lending Fees

Late Fee$25

Retirement & IRA

IRA Closure$25
IRA Transfer$25

Other Fees

Statement Copy$5
Loan Payment by Phone$15
Skip-a-Payment Request$30

Fee	Amount	Basis	Note
Account Maintenance
UA Checking Monthly fee	$5	per month	None
Dormant Account per month	$5	per month	None
Statement Fee per paper statement	$2.95	Not stated	None
Returned Mail Processing	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds	$20	Not stated	None
Overdraft Transfer - Share	$5	Not stated	None
ATM & Card
ATM User Fees	$2	per item	None
Card Replacement	$10	Not stated	None
Rush Shipping for ATM card	$50	Not stated	None
Rush Shipping for Debit Card	$50	Not stated	None
Wire Transfers
Wire Transfer Outgoing	$18	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Cashier’s Check can only exchange	$10	Not stated	None
Money Order	$2	Not stated	None
Stop Payment all forms	$25	Not stated	None
Check cashing fee can only cash	$10	Not stated	None
Check Cashing Fee without	$5	Not stated	None
Cleared Check Copy	$7	Not stated	None
Cash & Deposit
Cash Advance from a non	$10	Not stated	None
Cash Advance VISA or MasterCard	$20	Not stated	None
Deposit Item Return	$20	Not stated	None
Account Services
Notary Services	$10	Not stated	None
Garnishment or Levy	$30	Not stated	None
Lending Fees
Late Fee	$25	Not stated	None
Retirement & IRA
IRA Closure	$25	Not stated	None
IRA Transfer	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Loan Payment by Phone	$15	Not stated	None
Skip-a-Payment Request	$30	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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