Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Kahului Federal Credit Union

Kahului, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Abandoned Property Fee Hawaii Statutes require that after (5) years of inactivity and no member contact, any account bal$25Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #101. canonical_hint=dormant_account; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Abandoned Property Fee *Hawaii Statutes require that after (5) years of inactivity and no member contact, any account balances must be turned over to the State of Hawaii | $25.00 |" · Source

Account Closure (early closure of account)$20

At the national median

Knox deterministic extraction from Rosetta artifact #101. canonical_hint=early_closure; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Account Closure (early closure of account) | $20.00 | If account closed within three months of opening" · Source

Account Research/Balancing Assistance$25

At the national median

Knox deterministic extraction from Rosetta artifact #101. canonical_hint=account_research; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Account Research/Balancing Assistance | $25.00 | Per Hour" · Source

Dormant/Inactive Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #101. canonical_hint=dormant_account; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Dormant/Inactive Account | $5.00 | Per Month (after no activity for two years)" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$20Within the typical range ($15–$32 nationally)
$8 below the national median
per item · Knox deterministic extraction from Rosetta artifact #101. canonical_hint=nsf; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Non-Sufficient Funds (NSF) | $20.00 | Per Item Returned (physical or electronic)" · Source
Non-sufficient Funds (NSF) Withdrawal$20Within the typical range ($15–$32 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #101. canonical_hint=nsf; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Non-sufficient Funds (NSF) Withdrawal | $20.00 | Each" · Source
Overdraft Protection Share Transfer (ODP transfer)$5Within the typical range ($3–$7 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #101. canonical_hint=od_protection_transfer; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Overdraft Protection Share Transfer (ODP transfer) | $5.00 | Per Transfer (must sign up for this service) NOTE: Overdraft protection not accessible when using ATM/debit cards" · Source

ATM & CardVerified

ATM Withdrawal$1Within the typical range ($1–$3.87 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #101. canonical_hint=atm_non_network; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="ATM Withdrawal | $1.00 | Each, after first five withdrawals in a calendar month" · Source
Card Replacement$15Above the typical range ($5–$11 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #101. canonical_hint=card_replacement; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Card Replacement | $15.00 | Per Card" · Source

Check ServicesVerified

ACH Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #101. canonical_hint=stop_payment; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="ACH Stop Payment Fee | $20.00 | Per Request (each request 6-month duration)" · Source
Teller's Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #101. canonical_hint=check_image; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Teller's Check Copy | $2.00 | Per Item" · Source
Teller's Check Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #101. canonical_hint=stop_payment; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Teller's Check Stop Payment | $30.00 | Per Item" · Source

Digital & ElectronicVerified

ACH Return Fee$20Within the typical range ($10–$30 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #101. canonical_hint=ach_return; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="ACH Return Fee | $20.00 | Per Item Returned" · Source

Account ServicesVerified

Notary Public Service: Members$0Within the typical range ($0–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #101. canonical_hint=notary_fee; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Notary Public Service: Members | FREE | Free To Members" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Abandoned Property Fee Hawaii Statutes require that after (5) years of inactivity and no member contact, any account bal	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=dormant_account; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Abandoned Property Fee *Hawaii Statutes require that after (5) years of inactivity and no member contact, any account balances must be turned over to the State of Hawaii \| $25.00 \|"	Source
Account Closure (early closure of account)	$20Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=early_closure; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Account Closure (early closure of account) \| $20.00 \| If account closed within three months of opening"	Source
Account Research/Balancing Assistance	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=account_research; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Account Research/Balancing Assistance \| $25.00 \| Per Hour"	Source
Dormant/Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=dormant_account; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Dormant/Inactive Account \| $5.00 \| Per Month (after no activity for two years)"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$20Within the typical range ($15–$32 nationally)	$8 below the national median	per item	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=nsf; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Non-Sufficient Funds (NSF) \| $20.00 \| Per Item Returned (physical or electronic)"	Source
Non-sufficient Funds (NSF) Withdrawal
ATM & CardVerified
ATM Withdrawal	$1Within the typical range ($1–$3.87 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=atm_non_network; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="ATM Withdrawal \| $1.00 \| Each, after first five withdrawals in a calendar month"	Source
Card Replacement
Check ServicesVerified
ACH Stop Payment Fee	$20Within the typical range ($20–$30 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=stop_payment; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="ACH Stop Payment Fee \| $20.00 \| Per Request (each request 6-month duration)"	Source
Teller's Check Copy
Digital & ElectronicVerified
ACH Return Fee	$20Within the typical range ($10–$30 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #101. canonical_hint=ach_return; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="ACH Return Fee \| $20.00 \| Per Item Returned"	Source
Account ServicesVerified
Notary Public Service: Members	$0Within the typical range ($0–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #101. canonical_hint=notary_fee; text_hash=df23823dc503652e4d98608b93e35091edc738a020e17e3e7cf7e020e37f94e2; excerpt="Notary Public Service: Members \| FREE \| Free To Members"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

29% below the national median NSF fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$78.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$78.8M

Total deposits

$66.9M

Service charge income (year to date)

$18K

Fee income ratio

1.1%

Return on assets

0.25%

Financial profile · Pro

Performance from regulator filings

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