Coconino Federal Credit Union

Headquarters: Flagstaff, Arizona
Charter: Credit Union
Assets: $126.0M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Share Draft/Checking Account Fees
Coconino Federal Credit Union: $6
Coconino Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Coconino Federal Credit Union: $32
Coconino Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Coconino Federal Credit Union: $32
Coconino Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Coconino Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Adventure Checking - Monthly Service$6
per month
Account Closure Fee$20
Dormant Account Fee$1
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation Fee | $25.00 per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee | $25.00 per hour
Bad Address Fee$2
per month

Overdraft & NSF

Overdraft Fee$32
per item
NSF Fee$32
per item

ATM & Card

Debit Card Replacement$5
per item

Wire Transfers

Wire Transfer - Domestic$20
per item

Check Services

Official Check Fee$4
per item
Draft/ACH Stop Payment$32
per item
Temporary Checks$5
per item
Check Cashing Fee$5
per item
Copy of Cleared Draft (after first 2 items per month)$2
per item

Cash & Deposit

Returned Deposit - Member Originated$15
per item

Account Services

Legal Process Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Adventure Checking - Monthly Service	$6	per month	None
Account Closure Fee	$20	Not stated	None
Dormant Account Fee	$1	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation Fee \| $25.00 per hour
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee \| $25.00 per hour
Bad Address Fee	$2	per month	None
Overdraft & NSF
Overdraft Fee	$32	per item	None
NSF Fee	$32	per item	None
ATM & Card
Debit Card Replacement	$5	per item	None
Wire Transfers
Wire Transfer - Domestic	$20	per item	None
Check Services
Official Check Fee	$4	per item	None
Draft/ACH Stop Payment	$32	per item	None
Temporary Checks	$5	per item	None
Check Cashing Fee	$5	per item	None
Copy of Cleared Draft (after first 2 items per month)	$2	per item	None
Cash & Deposit
Returned Deposit - Member Originated	$15	per item	None
Account Services
Legal Process Fee	$25	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Coconino Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.