Safe Federal Credit Union

Headquarters: Sumter, South Carolina
Charter: Credit Union
Assets: $2.0B
Fed district: Richmond

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Safe Federal Credit Union: $30
Safe Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Safe Federal Credit Union: $30
Safe Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Safe Federal Credit Union: $3
Safe Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Safe Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$5
Inactive/Dormant Account Fee (per month)$5
per month
Account Balancing Assistance Fee (per hour)$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research / Reconcilement Fee (per hour)$10
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee (per month)$5
per month

Overdraft & NSF

Overdraft Privilege Fee$30
Non-Sufficient Funds Fee$30

ATM & Card

Foreign ATM Transaction Fee (per withdrawal)$3
per transaction
Debit Card Replacement Fee (per debit card)$10
per item

Wire Transfers

Outgoing Domestic Wire Transfer Fee$15
Incoming Domestic Wire Transfer Fee$10

Check Services

Cashier’s Check Fee$25
Cashier’s Check Payable to Third Party Fee (per check)$2
per item
Bill Pay Stop Payment Fee (per item)$30
per item
Debit Card Stop Payment Order Fee (per request)$10
per item
Stop Payment Order Fee (per item)$30
per item
Foreign Item Deposit Fee$5
Check Copy Fee (per check)$1
per item

Digital & Electronic

Bill Pay Overnight Payment Fee (per item)$14.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Non-Member Coin Processing Fee (audience not stated, treated as personal)10%

Account Services

Notary Public ServicesNo charge
Safe Deposit Box 10 x 10$85
Safe Deposit Box 3 x 10$42
Safe Deposit Box 3 x 5$20
Safe Deposit Box 3 x 5$25
Safe Deposit Box 5 x 10$50
Safe Deposit Box 5 x 5$28
Tax Levy/Garnishment Processing Fee (per occurrence)$50
per item

Other Fees

Copy Fee (per document)$2
Not compared: Charged per document; comparison unavailable
per document
Microfiche Reproduction (per microfiche)$0.50
Photocopy Reproduction (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy Fee (per month)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$5	Not stated	None
Inactive/Dormant Account Fee (per month)	$5	per month	None
Account Balancing Assistance Fee (per hour)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research / Reconcilement Fee (per hour)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee (per month)	$5	per month	None
Overdraft & NSF
Overdraft Privilege Fee	$30	Not stated	None
Non-Sufficient Funds Fee	$30	Not stated	None
ATM & Card
Foreign ATM Transaction Fee (per withdrawal)	$3	per transaction	None
Debit Card Replacement Fee (per debit card)	$10	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$15	Not stated	None
Incoming Domestic Wire Transfer Fee	$10	Not stated	None
Check Services
Cashier’s Check Fee	$25	Not stated	None
Cashier’s Check Payable to Third Party Fee (per check)	$2	per item	None
Bill Pay Stop Payment Fee (per item)	$30	per item	None
Debit Card Stop Payment Order Fee (per request)	$10	per item	None
Stop Payment Order Fee (per item)	$30	per item	None
Foreign Item Deposit Fee	$5	Not stated	None
Check Copy Fee (per check)	$1	per item	None
Digital & Electronic
Bill Pay Overnight Payment Fee (per item)	$14.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Non-Member Coin Processing Fee (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Notary Public Services	No charge	Not stated	None
Safe Deposit Box 10 x 10	$85	Not stated	None
Safe Deposit Box 3 x 10	$42	Not stated	None
Safe Deposit Box 3 x 5	$20	Not stated	None
Safe Deposit Box 3 x 5	$25	Not stated	None
Safe Deposit Box 5 x 10	$50	Not stated	None
Safe Deposit Box 5 x 5	$28	Not stated	None
Tax Levy/Garnishment Processing Fee (per occurrence)	$50	per item	None
Other Fees
Copy Fee (per document)	$2Not compared: Charged per document; comparison unavailable	per document	None
Microfiche Reproduction (per microfiche)	$0.50	Not stated	None
Photocopy Reproduction (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy Fee (per month)	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Safe Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.