Southeastern Arizona Federal Credit Union

Headquarters: Douglas, Arizona
Charter: Credit Union
Assets: $48.3M
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Southeastern Arizona Federal Credit Union: $5
Southeastern Arizona Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Southeastern Arizona Federal Credit Union: $30
Southeastern Arizona Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Southeastern Arizona Federal Credit Union: $20
Southeastern Arizona Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Southeastern Arizona Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$1
per month
Account Reconciliation$10
Account Research$10
Invalid Address$5

Overdraft & NSF

Overdraft$5
per item
NSF$30
per item

ATM & Card

Replacement ATM Card$10
per item
Replacement Debit Card$10
per item

Wire Transfers

Wire Transfer (Outgoing)$20
per item

Check Services

Official Check$1.50
per item
Money Order$0.80
Stop Pay Official Check$10
per item
Stop Payment$10
per item
On-us Check Cashing (Non-Members)$5
per item
Copy of Cleared Draft$5
per item

Cash & Deposit

Deposited Item Return$7
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$1	per month	None
Account Reconciliation	$10	Not stated	None
Account Research	$10	Not stated	None
Invalid Address	$5	Not stated	None
Overdraft & NSF
Overdraft	$5	per item	None
NSF	$30	per item	None
ATM & Card
Replacement ATM Card	$10	per item	None
Replacement Debit Card	$10	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$20	per item	None
Check Services
Official Check	$1.50	per item	None
Money Order	$0.80	Not stated	None
Stop Pay Official Check	$10	per item	None
Stop Payment	$10	per item	None
On-us Check Cashing (Non-Members)	$5	per item	None
Copy of Cleared Draft	$5	per item	None
Cash & Deposit
Deposited Item Return	$7	per item	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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