Ibew & United Workers Federal Credit Union

Headquarters: Portland, Oregon
Charter: Credit Union
Assets: $112.7M
Fed district: San Francisco

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ibew & United Workers Federal Credit Union: $30
Ibew & United Workers Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Ibew & United Workers Federal Credit Union: $30
Ibew & United Workers Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $0.75, the middle of its prices
Ibew & United Workers Federal Credit Union: $0.50 to $1
Ibew & United Workers Federal Credit Union: $0.50 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ibew & United Workers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account (after 12-mo inactivity, monthly)$10
per month
Transaction/Account research$25
Not compared: Charged per hour; comparison unavailable
per hour · Transaction/Account research | $25/hour
Mailed Statements$2
Return Statement Fee—Statements returned undeliverable$5
Not compared: Per-item charge, not monthly
per item
Undeliverable Address Fee$5
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

Courtesy Pay (must be opted in)$30
per item
Non-Sufficient Funds (NSF)$30
per item

ATM & Card

ATM Balance Inquiries$0.50
ATM Withdrawal (6 free/month)$1
Card Replacement/Reorder$10
Debit Card Replacement$10
Debit Rush Order$75

Wire Transfers

Outgoing Wire Transfer$35
Incoming Wire Transfer$20

Check Services

Cashier Check to MemberNo charge
Cashier Check to Non-Member$5
Stop Payment (Draft, ACH, Bill Pay)$25
Temporary Checks (first 12 free)$8
per item
On-Us Non-Member Check Cashing Fee$10
Copy of Deposited Check$5

Digital & Electronic

ACH Origination Reinstatement Fee$30
Online Bill Pay Inactive Fee (after 90 days)$10

Cash & Deposit

Returned Deposited Item$30

Account Services

Notary ServiceNo charge
Garnishment/Levy$40
Real Estate Subordination Fee$200
Verification of Deposit (via mail or fax)$10

Gift & Prepaid Cards

VISA Gift Cards$2

Other Fees

FedEx Rush Order$100
Statement Copies (includes VISA)$5
Refinance Current IBEW Loan (waive if add $1000)$75
Skip-A-Payment$30

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account (after 12-mo inactivity, monthly)	$10	per month	None
Transaction/Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	Transaction/Account research \| $25/hour
Mailed Statements	$2	Not stated	None
Return Statement Fee—Statements returned undeliverable	$5Not compared: Per-item charge, not monthly	per item	None
Undeliverable Address Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
Courtesy Pay (must be opted in)	$30	per item	None
Non-Sufficient Funds (NSF)	$30	per item	None
ATM & Card
ATM Balance Inquiries	$0.50	Not stated	None
ATM Withdrawal (6 free/month)	$1	Not stated	None
Card Replacement/Reorder	$10	Not stated	None
Debit Card Replacement	$10	Not stated	None
Debit Rush Order	$75	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$35	Not stated	None
Incoming Wire Transfer	$20	Not stated	None
Check Services
Cashier Check to Member	No charge	Not stated	None
Cashier Check to Non-Member	$5	Not stated	None
Stop Payment (Draft, ACH, Bill Pay)	$25	Not stated	None
Temporary Checks (first 12 free)	$8	per item	None
On-Us Non-Member Check Cashing Fee	$10	Not stated	None
Copy of Deposited Check	$5	Not stated	None
Digital & Electronic
ACH Origination Reinstatement Fee	$30	Not stated	None
Online Bill Pay Inactive Fee (after 90 days)	$10	Not stated	None
Cash & Deposit
Returned Deposited Item	$30	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Garnishment/Levy	$40	Not stated	None
Real Estate Subordination Fee	$200	Not stated	None
Verification of Deposit (via mail or fax)	$10	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$2	Not stated	None
Other Fees
FedEx Rush Order	$100	Not stated	None
Statement Copies (includes VISA)	$5	Not stated	None
Refinance Current IBEW Loan (waive if add $1000)	$75	Not stated	None
Skip-A-Payment	$30	Not stated	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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