South Coast Ilwu Federal Credit Union

Headquarters: North Bend, Oregon
Charter: Credit Union
Assets: $18.5M
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Applies to Share/Share Draft/Debit/ATM Accounts
South Coast Ilwu Federal Credit Union: $5
South Coast Ilwu Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
South Coast Ilwu Federal Credit Union: $5
South Coast Ilwu Federal Credit Union: $5
U.S. median: no median
Non-Network ATM
South Coast Ilwu Federal Credit Union: $2
South Coast Ilwu Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from South Coast Ilwu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge 0.00 for 1st account 2nd account$5
per month
Account Closure Fee: fee assessed if closed within 6 months of opening$5
Dormant Account$5
per month
Inactive Fee (audience not stated, treated as personal)$10
per month
Bad Address$10
per month
Returned Mail$5

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$5
Overdraft Protection Transfers from Shares$5
Not compared: Daily charge, not per item
per day
Non-Sufficient Funds (paid or returned) daily maximum$150
per day

ATM & Card

Non-Network ATM (audience not stated, treated as personal)$2
per transaction
Replacement Debit Cards (Including re-opening of closed cards) (audience not stated, treated as personal)$10
per item
Re-opening Debit Card - Fraud Alert Rush Order (audience not stated, treated as personal)$30
per item

Wire Transfers

International Wires - outside the USA$50

Check Services

Cashiers Check - SCILWU issued check that was not used for purpose intended$5
per item
Stop Payment on ACH$30
per item
Stop Payment on Credit Union Issued Check$25
Stop Payments$20
per item
Counter Checks (audience not stated, treated as personal)$5
Not compared: Charged per page; comparison unavailable
per page
Member Check Cashing Fee$5
Non-Member Check Cashing$10
Copy of Cleared Check (per check) (audience not stated, treated as personal)$5
per item

Digital & Electronic

ACH Return Fee (audience not stated, treated as personal)$30
Bill Pay Cancellation Fee (audience not stated, treated as personal)$7.50
Bill Pay Express Mail Correspondence (audience not stated, treated as personal)$15
Not compared: Per-occurrence charge, not monthly
per item
Remote Deposit Capture Rush Deposit$10
per item

Cash & Deposit

Coin Machine5%
Cash Advance (not our Visa)$15

Account Services

Legal Garnishment/Levy$75
per item
Verification of Deposit$15

Lending Fees

Loan Cancellation Fee (loan papers are drawn up)$50

Other Fees

Copy/Fax Machine - for personal use$2
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge 0.00 for 1st account 2nd account	$5	per month	None
Account Closure Fee: fee assessed if closed within 6 months of opening	$5	Not stated	None
Dormant Account	$5	per month	None
Inactive Fee (audience not stated, treated as personal)	$10	per month	None
Bad Address	$10	per month	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$5	Not stated	None
Overdraft Protection Transfers from Shares	$5Not compared: Daily charge, not per item	per day	None
Non-Sufficient Funds (paid or returned) daily maximum	$150	per day	None
ATM & Card
Non-Network ATM (audience not stated, treated as personal)	$2	per transaction	None
Replacement Debit Cards (Including re-opening of closed cards) (audience not stated, treated as personal)	$10	per item	None
Re-opening Debit Card - Fraud Alert Rush Order (audience not stated, treated as personal)	$30	per item	None
Wire Transfers
International Wires - outside the USA	$50	Not stated	None
Check Services
Cashiers Check - SCILWU issued check that was not used for purpose intended	$5	per item	None
Stop Payment on ACH	$30	per item	None
Stop Payment on Credit Union Issued Check	$25	Not stated	None
Stop Payments	$20	per item	None
Counter Checks (audience not stated, treated as personal)	$5Not compared: Charged per page; comparison unavailable	per page	None
Member Check Cashing Fee	$5	Not stated	None
Non-Member Check Cashing	$10	Not stated	None
Copy of Cleared Check (per check) (audience not stated, treated as personal)	$5	per item	None
Digital & Electronic
ACH Return Fee (audience not stated, treated as personal)	$30	Not stated	None
Bill Pay Cancellation Fee (audience not stated, treated as personal)	$7.50	Not stated	None
Bill Pay Express Mail Correspondence (audience not stated, treated as personal)	$15Not compared: Per-occurrence charge, not monthly	per item	None
Remote Deposit Capture Rush Deposit	$10	per item	None
Cash & Deposit
Coin Machine	5%	Not stated	None
Cash Advance (not our Visa)	$15	Not stated	None
Account Services
Legal Garnishment/Levy	$75	per item	None
Verification of Deposit	$15	Not stated	None
Lending Fees
Loan Cancellation Fee (loan papers are drawn up)	$50	Not stated	None
Other Fees
Copy/Fax Machine - for personal use	$2Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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