20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 18, 2026
Call-report figures are for America'S Credit Union, A, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | America'S Credit Union, A's published fee schedule; Bank Fee Index medians | Current schedule | Oct 18, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $1.2M in Q2 2026, 1.6% above the same quarter a year earlier ($1.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $30, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.3% from Q3 2025 to Q2 2026, to $1.2M.
$1.2M
America'S Credit Union, AMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
America'S Credit Union, A · $710M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| America'S Credit Union, A(this institution) | DuPont, WA | $710M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Abilene Teachers Federal Credit Union | Abilene, TX | $690M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alliance Catholic Federal Credit Union | Farmington Hills, MI | $719M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Apl Federal Credit Union | Laurel, MD | $724M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Armco Federal Credit Union | Butler, PA | $719M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Copper State Federal Credit Union | Phoenix, AZ | $701M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cornerstone Community Federal Credit Union | Lockport, NY | $730M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Choice America Community Federal Credit Union | Weirton, WV | $714M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Citizens' Federal Credit Union | Fairhaven, MA | $706M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Bragg Federal Credit Union | Fayetteville, NC | $690M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Greater Iowa Federal Credit Union | Ames, IA | $715M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heartland Federal Credit Union | Hutchinson, KS | $726M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Innovations Financial Federal Credit Union | Panama City, FL | $696M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Legacy Community Federal Credit Union | Birmingham, AL | $727M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Lokahi Federal Credit Union | Honolulu, HI | $702M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mainstreet Federal Credit Union | Lenexa, KS | $703M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mass. Institute Of Tech. Federal Credit Union | Lexington, MA | $731M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Members Choice Federal Credit Union | Houston, TX | $721M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meridian Trust Federal Credit Union | Cheyenne, WY | $731M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mypoint Federal Credit Union | San Diego, CA | $705M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northland Area Federal Credit Union | Alpena, MI | $714M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sharefax Federal Credit Union | Cincinnati, OH | $721M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Superior Choice Federal Credit Union | Superior, WI | $730M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Umassfive College Federal Credit Union | Hadley, MA | $703M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Uncle Federal Credit Union | Livermore, CA | $716M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| We Florida Financial Federal Credit Union | Fort Lauderdale, FL | $700M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7, the middle of its five prices, against a peer median of $5 among 14 publishing peers.
Its five checking prices are $3.99, $7, $7, $8.95 and $10.95.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for America'S Credit Union, A (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.2M | +$65K | +5.6% |
| Q1 2026 | $1.2M | −$35K | −2.9% |
| Q4 2025 | $1.2M | −$46K | −3.7% |
| Q3 2025 | $1.2M | +$35K | +2.9% |
| Q2 2025 | $1.2M | +$79K | +7.0% |
| Q1 2025 | $1.1M | −$78K | −6.5% |
| Q4 2024 | $1.2M | −$39K | −3.1% |
| Q3 2024 | $1.2M | +$46K | +3.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from America'S Credit Union, A’s own schedules, with a source for each figure.
per month
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per month
per month
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per month
per item
per month
per month
per item
per item
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per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Affinity Plus Checking Monthly Service Charge | $7 | per month | None |
| Community Checking Monthly Service Charge. Available through Certified Financial Counseling Agencies | $3.99 | per month | None |
| Monthly fee | $10.95 | per month | None |
| Monthly Fee | $7 | per month | None |
| Opportunity Checking has a monthly fee | $8.95 | per month | None |
| Account Closed within 3 months of opening | $15 | Not stated | None |
| Checking Account Closure Fee. Initiated by Credit Union | $25 | Not stated | None |
| Checking Account Closure Fee. With outstanding items | $5 | Not stated | None |
| Dormant Account Fee. Monthly fee on dormant accounts; no account activity for over 1 year | $15 | per month | None |
| Account Reconciliation/Research Fee | $25Not compared: Monthly charge, not per item | per month | None |
| Locator Fee. Research work for locating membership. Per occurrence | $15 | per item | None |
| Paper Statement Fee. Per statement cycle | $3 | per month | None |
| Returned Mail Fee. Per month | $9.95 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee per occurrence. Check draft, in-person withdrawal, ATM withdrawal, or other electronic means | $30 | per item | None |
| Return Check Fee | No charge | Not stated | None |
| Returned Item Fee – All Checking Account Programs | $30 | Not stated | None |
| Returned Item Fee. Per occurrence | $30 | per item | None |
| Transfer Fee. From any share account to cover an overdraft | $5Not compared: Monthly charge, not per item | per month | None |
ATM & Card | |||
| Debit Card Replacement Fee | $5 | Not stated | None |
| Replacement Card | $5 | per item | None |
| Foreign Transaction | No charge | Not stated | None |
Wire Transfers | |||
| Money Wire Service. Outgoing – Financial Institution to Financial Institution | $25 | Not stated | None |
Check Services | |||
| Money Order Purchase Fee. Money Order valid for 3 months | $3 | Not stated | None |
| ACH and Bill Payment One Time Stop Payment Fee | $25 | one time | None |
| Credit Union/Money Order Stop Payment Fee. Valid for 6 months or until canceled per order | $25 | per item | None |
Digital & Electronic | |||
| Loan Pay – Online Services (not bill pay) | $10Not compared: Per-transaction charge, not monthly | per transaction | None |
Cash & Deposit | |||
| Cash Advance | No charge | Not stated | None |
Account Services | |||
| Notary Fee, Member | No charge | Not stated | None |
| Notary Fee, Non-Member, per stamp | $10 | per item | None |
| FOREIGN CURRENCY FEES | 3 x 5 | $20 | Not stated | None |
| Replacement Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Legal Action Fee. Processing for garnishments, levies and all other legal actions served. Per item | $75 | per item | None |
Lending Fees | |||
| Late Payment | $40 | per item | None |
Other Fees | |||
| Photocopy Fee | $1Not compared: Monthly charge, not per item | per month | None |
| Price varies: Facsimile (fax). Per page, local | $1 | per item | None |
| Loan Modification Fee. Per occurrence | $35 | per item | None |
| Skip-A-Payment Fee | $30 | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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